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Financing available

$315,000

102 Garden Drive, Waco, TX 76706

4
beds
3
baths
1,742
sqft

Est. with seller financing: $3,009/mo

  • Single-family
  • Built in 2007
  • 16,466 sq ft lot
  • $181/sqft
  • McLennan County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Welcome to 102 Garden Drive, a spacious 4 bedroom, 3 bath home offering an updated interior near Baylor University. The open living and kitchen area is filled with natural light and features new LVP flooring and granite countertops, creating a comfortable space for everyday living and entertaining. Generously sized bedrooms, great closet space, and three full bathrooms provide plenty of flexibility for family, guests, a home office, or roommates. All appliances remain with the home, adding even more convenience for the next owner. Situated on a larger lot, the home offers plenty of room to enjoy the outdoors, along with a sprinkler system and a new roof installed in 2023. A covered back porch extends the living space outside, while covered parking accommodates up to four vehicles, with a long driveway providing additional off-street parking. Conveniently located near Baylor University, downtown Waco, and many of the area’s attractions. The property is currently leased for $2,700 per month for the current school year. Whether you’re looking for an investment property or a spacious home in a convenient central Waco location, 102 Garden Drive is one you don't want to miss!

Facts & features

Interior

Features

  • Granite Counters
  • Open Floorplan

Heating & cooling

  • Heating: Central
  • Cooling: Central Air

Appliances

  • Dishwasher
  • Electric Range

Exterior & lot

Construction

  • Style: Detached
  • Stories: 1

Parking

  • Additional Parking
  • Carport

Community

Neighborhood

  • Subdivision: D & V Add

Schools

  • District: Waco ISD
  • Elementary: South Waco
  • Middle: Cesar Chavez
  • High: University

Financial & listing details

Listing

  • Price per sq ft: $181
  • County: McLennan
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$3,009/mo

Principal & interest
$2,281/mo
Property taxes
$581/mo
Homeowners insurance (est.)
$147/mo
Loan amount
$283,500
Seller financing rate (est.)
9.00%
Term
30-year fixed
Powered byDoorly

This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Blair Gulley

AG Real Estate & Associates

254-296-9100

MLS #
21380794

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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