HFPHome Finance
Partner
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For buyer's agents

Don't lose the buyerbecause financing didn't work.

Give your buyers another financing option when traditional mortgage programs don't fit.

We help qualified buyers who have the income and down payment to purchase a home, but don't fit conventional lending guidelines.

A couple holding up the keys to their new home

Traditional loan denied

Another optionDeal back on track

The problem

You found the buyer.They found the house.Then the lender says no.

Maybe their credit isn't quite there. Maybe their income documentation doesn't work. Maybe they're self-employed, an ITIN borrower, or simply don't fit inside traditional underwriting guidelines.

That doesn't necessarily mean the deal is dead.

Give your buyers another option

Our program, offered through our lending partner, is designed for buyers who may have:

  • 560+ credit score
  • 10–15% down
  • Verifiable income
  • Non-traditional income documentation
  • ITIN status
  • A credit profile that doesn't fit traditional lending

All financing is subject to credit approval, underwriting, and property eligibility. Texas homes only.

Keep more deals alive

Change the conversation.

Instead of telling your buyer

“Unfortunately, you don't qualify.”

You can say

“Let's see if there's another option.”

That's a much better conversation.

A hand holding house keys in front of a home's entry

Four steps

How it works

  1. 01

    You identify the buyer

    Your buyer isn't qualifying through traditional financing.

  2. 02

    Send them our way

    We review the buyer and determine whether the program may fit.

  3. 03

    We work the financing

    Our team handles the financing process with our lending partner and keeps you informed.

  4. 04

    You sell the house

    You stay focused on your client and the transaction.

Why agents partner with us

1

Save deals that might otherwise fall apart

A denied loan doesn't have to mean a dead deal.

2

Give buyers another option

Have a real next step to offer when the bank says no.

3

Expand the pool of buyers you can work with

Take on buyers you might otherwise have to turn away.

4

Get paid when the transaction closes

Your buyer closes on the home, and you get paid like any other sale.

Have a buyer who doesn't fit traditional financing?

Don't write them off yet.