Homebuyer guides.Straight answers, no jargon.

• How to Buy a House When You're Paid on 1099Paid as a contractor or gig worker? How 1099 income is documented, what you'll likely need to provide, and how seller financing can fit eligible Texas buyers.
• Can You Buy a House If Your Tax Returns Show Low Income?Business write-offs can make your income look lower on paper. Why that happens, how lenders verify income, and how other documentation may be considered.
• How Much Money Do You Need to Buy a House in Texas?The down payment is only part of it. What else you'll pay to buy a Texas home, what changes the amount, and how to estimate costs for a specific home.
• Mortgage Denied? Here's What to Do Next.Turned down for a mortgage? How to find out why, which problems can be fixed, and how different programs' requirements may give you another option.

Find your situation

• Buying with a lower credit scoreScores from 560 considered.
• Self-employed buyersTax returns, bank statements, or a P&L.
• ITIN buyersNo Social Security number required.
• Denied a mortgage?How our guidelines differ.
• Key requirementsEverything you'd need, in one place.