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Financing available

$375,000

1023 High Cotton Lane, Rockwall, TX 75087

4
beds
3
baths
2,680
sqft

Est. with seller financing: $3,477/mo

  • Single-family
  • Built in 2001
  • 9,583 sq ft lot
  • $140/sqft
  • $28/mo HOA
  • Rockwall County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Welcome to this four-bedroom, three full-bath home surrounded by mature trees and nature in the Caruth Lakes community, just minutes from downtown Rockwall. This spacious home offers a thoughtfully designed open-concept layout with an additional sunroom with its large walk-in closet, attic access, and full bathroom attached. It would be ideal as a guest suite, second living area, or private retreat. Upon entry you are greeted with a light filled formal dining space with attached kitchen access. It's a perfect combo of open concept living with an eat in kitchen and island, but also with plenty of other designated living space with its 4 other bedrooms on the opposite end of the house. Outside is a plant lover's paradise! The greenhouse is for growing enthusiasts, and full sprinkler system and garden area full of ready to go nutrient rich soil is an added bonus! There's also convenient lean-to shed for additional storage or workspace. Located close to shopping, schools, and a variety of dining options, this home offers both comfort and convenience in a prime location. Don’t miss the opportunity to make it yours!

Facts & features

Interior

Features

  • Decorative Designer Lighting Fixtures
  • Eat In Kitchen
  • Granite Counters
  • High Speed Internet
  • Multiple Master Suites
  • Open Floorplan
  • Cable Tv

Heating & cooling

  • Cooling: Central Air, Ceiling Fans

Flooring

  • Simulated Wood
  • Tile

Appliances

  • Dishwasher
  • Gas Cooktop
  • Disposal
  • Microwave

Fireplace

  • Fireplaces: 1
  • Gas Starter

Exterior & lot

Features

  • Garden
  • Rain Gutters
  • Storage

Construction

  • Style: Traditional, Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick

Parking

  • Garage spaces: 2
  • Garage
  • Garage Door Opener
  • Garage Faces Side

Lot

  • Garden
  • Many Trees
  • Sprinkler System

Community

Neighborhood

  • Subdivision: Caruth Lake Ph 5

HOA

  • Goodwin and Company

Schools

  • District: Rockwall ISD
  • Elementary: Dobbs
  • Middle: Herman E Utley
  • High: Rockwall

Financial & listing details

Listing

  • Price per sq ft: $140
  • County: Rockwall
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$3,477/mo

Principal & interest
$2,716/mo
Property taxes
$558/mo
Homeowners insurance (est.)
$175/mo
HOA dues
$28/mo
Loan amount
$337,500
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Dee Evans

Coldwell Banker Apex, REALTORS

972-772-9300

MLS #
21352429

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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