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Financing available

$235,000

103 Cherokee Street, Terrell, TX 75160

3
beds: 2
baths: 1,116
sqft

Est. with seller financing: $1,897/mo

Single-family
Built in 1970
4,269 sq ft lot
$211/sqft
Kaufman County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Forget 1970—this home has been completely reimagined for 2026 living! Renovated from the ground up, nearly every detail has been thoughtfully updated, including new electrical, plumbing, HVAC, and modern finishes throughout, giving you the fresh look and feel of new construction. Step inside this beautifully transformed 3-bedroom, 2-bath home and discover an open-concept layout designed for today’s lifestyle. The kitchen and living areas flow together, creating the perfect setting for everyday living, entertaining, and making new memories. Outside, the backyard offers space to create your own garden, seating area, or cozy fire pit for crisp fall evenings. Conveniently located near downtown Terrell, shopping, dining, and major roadways, this home brings together established character and modern comfort. The hard work has already been done—come see the transformation and make this fresh beginning yours!

Facts & features

Interior

Features

Built In Features
Decorative Designer Lighting Fixtures
Eat In Kitchen
Kitchen Island
Open Floorplan

Heating & cooling

Heating: Central
Cooling: Central Air, Ceiling Fans

Flooring

Hardwood
Tile

Appliances

Electric Range
Disposal
Microwave

Exterior & lot

Construction

Style: Traditional, Detached
Stories: 1
Roof: Composition, Shingle
Foundation: Slab

Parking

Driveway

Community

Neighborhood

Subdivision: Mink & Mc Ginnis

Schools

District: Terrell ISD
Elementary: Long
Middle: Furlough
High: Terrell

Financial & listing details

Listing

Price per sq ft: $211
County: Kaufman
Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$1,897/mo

Down payment10% ($23,500)10%20%

See If You Qualify

Principal & interest: $1,702/mo
Property taxes: $85/mo
Homeowners insurance (est.): $110/mo

Loan amount: $211,500
Seller financing rate (est.): 9.00%
Term: 30-year fixed

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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

1
Get qualified
We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.
2
Pick this home
Once you're approved, tell us this is the one. We handle the purchase from the seller.
3
Move in
We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Elizabeth Cantu

Encore Fine Properties

956-821-6170

MLS #: 21373329

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

Want to buy this home with seller financing?
We can help.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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