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Financing available

$226,900

103 Eras Crossing Road, Trinidad, TX 75163

3
beds
3
baths
1,336
sqft

Est. with seller financing: $2,081/mo

  • Single-family
  • Built in 2023
  • 8,799 sq ft lot
  • $170/sqft
  • $8/mo HOA
  • Henderson County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Welcome to this charming 3-bedroom, 3-bath home offering modern comfort and thoughtful design just minutes from beautiful Cedar Creek Lake. With 1,336 sq. ft. of well-planned living space, this home features an open floor plan that feels bright, spacious, and inviting—perfect for everyday living or weekend lake getaways. Each bedroom enjoys the luxury of its own private bathroom, providing convenience and privacy for family and guests alike. The home’s vaulted ceilings enhance the airy atmosphere, while spray foam insulation helps keep energy costs low year-round. Additional upgrades include a tankless water heater for endless hot water and improved efficiency. Located in the desirable Ruth Springs neighborhood on the west side of the lake, residents have access to fantastic community amenities, including a private boat launch, sandy beach area, and lakeside picnic spots—ideal for enjoying the best of lake life. Comfort, efficiency, and lakeside convenience come together beautifully in this well-designed home. Whether you’re looking for a full-time residence, weekend retreat, or income-producing property, this one is a must-see.

Facts & features

Interior

Features

  • Built In Features
  • Double Vanity
  • Eat In Kitchen
  • Multiple Master Suites
  • Open Floorplan
  • Pantry
  • Cable Tv
  • Vaulted Ceilings
  • Walk In Closets

Appliances

  • Dishwasher
  • Electric Range
  • Tankless Water Heater

Exterior & lot

Construction

  • Style: Detached
  • Stories: 1

Parking

  • Garage spaces: 1
  • Driveway
  • Garage Faces Front
  • Garage
  • Garage Door Opener
  • Oversized

Community

Neighborhood

  • Subdivision: Ruth Spgs Add

HOA

  • Ruth Springs

Schools

  • District: Malakoff ISD
  • Elementary: Tool
  • Middle: Malakoff
  • High: Malakoff

Financial & listing details

Listing

  • Price per sq ft: $170
  • County: Henderson
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$2,081/mo

Principal & interest
$1,643/mo
Property taxes
$324/mo
Homeowners insurance (est.)
$106/mo
HOA dues
$8/mo
Loan amount
$204,210
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

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We can help.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

See If You Qualify

Listing courtesy of Celestina Hillock, Ebby Halliday Realtors · MLS #21119627 ·

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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