HFPHome Finance
Partner
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Financing available

$625,000

10320 Flat Creek Trail, McKinney, TX 75072

5
beds
3.5
baths
3,059
sqft

Est. with seller financing: $5,670/mo

  • Single-family
  • Built in 2008
  • 6,970 sq ft lot
  • $204/sqft
  • $88/mo HOA
  • Collin County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Welcome home! Beautifully updated and designed for both everyday living and entertaining, this spacious home features an open-concept layout, tile and hardwood floors, and nearly every surface thoughtfully refreshed by the current owners. Recent exterior improvements include a new roof, gutters, and freshly stained fencing, adding both curb appeal and peace of mind. The kitchen overlooks the living room, breakfast area, and backyard oasis, creating an easy flow throughout the heart of the home. The first floor includes an office and a spacious primary suite with an updated bath featuring a frameless glass shower, jetted tub, dual sinks, and a walk-in closet. Upstairs, you’ll find a large game room, four additional bedrooms, and two full baths, offering plenty of space for family, guests, or flexible living. Step outside to your own backyard retreat, complete with a pool, grotto, and a large covered patio added by the current owners. The generous outdoor living space is perfect for year-round relaxing, dining, and entertaining. Located near Scott Elementary in Frisco ISD and within the Westridge community, residents enjoy access to a water park with water slides, children’s pools, an amenity center, and common areas. A wonderful place to call home!

Facts & features

Interior

Features

  • Decorative Designer Lighting Fixtures
  • Double Vanity
  • Eat In Kitchen
  • High Speed Internet
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Cable Tv
  • Walk In Closets
  • Wired For Sound

Flooring

  • Carpet
  • Tile
  • Wood

Appliances

  • Some Gas Appliances
  • Dishwasher
  • Gas Cooktop
  • Disposal
  • Microwave
  • Plumbed For Gas

Fireplace

  • Fireplaces: 1
  • Living Room

Laundry

  • Laundry In Utility Room

Exterior & lot

Construction

  • Style: Traditional, Detached
  • Stories: 2
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick, Rock, Stone

Parking

  • Garage spaces: 2
  • Driveway
  • Garage
  • Garage Door Opener
  • Inside Entrance
  • Kitchen Level

Pool

  • Gunite
  • In Ground
  • Outdoor Pool
  • Pool
  • Waterfall

Lot

  • Interior Lot
  • Landscaped
  • Level
  • Subdivision
  • Sprinkler System

Community

Neighborhood

  • Subdivision: Reserve At Westridge Ph 1b The

HOA

  • Assured Management

Schools

  • District: Frisco ISD
  • Elementary: Scott
  • Middle: Roach
  • High: Heritage

Financial & listing details

Listing

  • Price per sq ft: $204
  • County: Collin
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$5,670/mo

Principal & interest
$4,526/mo
Property taxes
$764/mo
Homeowners insurance (est.)
$292/mo
HOA dues
$88/mo
Loan amount
$562,500
Seller financing rate (est.)
9.00%
Term
30-year fixed
Powered byDoorly

This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Jenny Kaiser

Coldwell Banker Apex, REALTORS

972-776-6200

MLS #
21393222

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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