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Financing available

$495,000

1045 Churchill Lane, Millsap, TX 76066

3
beds
2
baths
2,040
sqft

Est. with seller financing: $4,410/mo

  • Single-family
  • Built in 2022
  • 43,560 sq ft lot
  • $243/sqft
  • Parker County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Discover the perfect blend of modern comfort, energy efficiency, and Texas space in this beautifully designed home situated on 1 acre. Featuring a split-bedroom layout and a highly desirable open floorplan, this property offers both privacy and seamless everyday living. The spacious living room is highlighted by a vaulted ceiling, creating an airy, light-filled atmosphere that flows effortlessly into the kitchen and dining areas. The chef-inspired kitchen is equipped with a walk-in pantry, subway tile backsplash, farmhouse sink, and stainless steel appliances, including a gas cooktop, making it ideal for entertaining and daily use. Multiple large windows throughout the main living areas provide abundant natural light and showcase peaceful views of the expansive backyard. The private primary suite features a spa-like bathroom with dual vanities, a separate tub and walk-in shower, and generous storage. Step outside to enjoy the covered patio with an outdoor fireplace, perfect for year-round entertaining, relaxing evenings, or hosting gatherings while overlooking your wide-open acreage. This home is equipped with high value Tesla solar panels and a Tesla Powerwall, delivering low to no monthly electric bills and the rare ability to power the entire home during a grid outage, offering unmatched efficiency, sustainability, and peace of mind. With its combination of energy-efficient features, modern finishes, open-concept design, and outdoor living space, this one-acre property is ideal for buyers seeking privacy, functionality, and long-term savings—all without sacrificing style or comfort.

Facts & features

Interior

Features

  • Eat In Kitchen
  • Granite Counters
  • Kitchen Island
  • Vaulted Ceilings
  • Walk In Closets

Heating & cooling

  • Heating: Electric, Fireplaces, Propane, Solar
  • Cooling: Electric

Flooring

  • Carpet
  • Laminate
  • Tile

Appliances

  • Dishwasher
  • Disposal
  • Gas Range
  • Microwave

Fireplace

  • Fireplaces: 1
  • Outside
  • Wood Burning

Laundry

  • Washer Hookup
  • Electric Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Construction

  • Style: Traditional, Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick

Parking

  • Garage spaces: 2
  • Door Single
  • Garage Faces Front
  • Garage
  • Garage Door Opener

Lot

  • Interior Lot
  • Landscaped
  • Many Trees

Community

Neighborhood

  • Subdivision: Bulldog Xing Ph 3

Schools

  • District: Millsap ISD
  • Elementary: Millsap
  • Middle: Millsap
  • High: Millsap

Financial & listing details

Listing

  • Price per sq ft: $243
  • County: Parker
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$4,410/mo

Principal & interest
$3,585/mo
Property taxes
$594/mo
Homeowners insurance (est.)
$231/mo
Loan amount
$445,500
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

See If You Qualify

Listing courtesy of John Pollock, Pinnacle Group REALTORS · MLS #21176557 ·

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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