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Financing available

$174,900

1050 W Dallas Avenue, Cooper, TX 75432

4
beds
2.5
baths
3,270
sqft

Est. with seller financing: $1,688/mo

  • Single-family
  • Built in 1900
  • 16,640 sq ft lot
  • $53/sqft
  • Delta County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

AS-IS Own a piece of Cooper history — with the flexibility to live, work, or invest. This rare 1900 all-brick home sits just steps from the historic Delta County courthouse square in downtown Cooper, offering approximately 3,500 sq ft of character-rich space on a generous 0.40-acre lot. Inside you'll find 4 bedrooms, 2.5 baths, original hardwood floors, and two fireplaces anchoring two separate living areas. Two dining areas give you room to gather — the second is currently used as a game room and easily flexes to a home office, library, or studio. Comfort is covered with central heat and air, and a 3-car garage delivers rare storage and workspace for the era. Has two HVAC's one is new one was repaired in 2022. Zoned for flexibility: residential OR commercial use — a standout opportunity for a primary residence, professional office, boutique, bed-and-breakfast, or income-producing venture in the heart of a growing Northeast Texas county seat. No HOA, low taxes, city utilities, and Cooper ISD. Strong value-add potential for the right buyer who appreciates historic bones and a premier downtown location minutes from Cooper Lake. Homes like this — true all-brick, full of original detail, walkable to the square — rarely come to market. Buyer to verify all measurements and permitted uses.

Facts & features

Interior

Features

  • Built In Features

Heating & cooling

  • Heating: Central, Electric
  • Cooling: Central Air, Electric

Flooring

  • Wood

Appliances

  • Electric Oven
  • Electric Range
  • Disposal

Fireplace

  • Fireplaces: 2
  • Stone

Exterior & lot

Construction

  • Style: Detached
  • Stories: 1
  • Roof: Shingle
  • Foundation: Pillar Post Pier, Slab
  • Materials: Brick

Parking

  • Garage spaces: 3
  • Garage

Community

Neighborhood

  • Subdivision: Crowson - Cooper

Schools

  • District: Cooper ISD
  • Elementary: Cooper
  • Middle: Cooper
  • High: Cooper

Financial & listing details

Listing

  • Price per sq ft: $53
  • County: Delta
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$1,688/mo

Principal & interest
$1,267/mo
Property taxes
$339/mo
Homeowners insurance (est.)
$82/mo
Loan amount
$157,410
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Dilene Allen

eXp Realty LLC

888-519-7431

MLS #
21306000

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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