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Financing available

$260,000

106 Earl Kay Lane, Tool, TX 75143

3
beds
2
baths
1,730
sqft

Est. with seller financing: $2,350/mo

  • Single-family
  • Built in 1970
  • 12,197 sq ft lot
  • $150/sqft
  • $13/mo HOA
  • Henderson County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Available for sale of lease. Must see in person! Remodeled 3 Bed, 2 Full Bath, dinning room and with large eat-in kitchen plus expansive entertainment game room with bar and great views all around! Wonderful partial water view from back yard, 1 minute walk to the community beach and boat launch is a huge plus! Located on the most gorgeous and peaceful lakeside neighborhood on Cedar Creek you will find! An adorable modern custom remodeled lake home at an affordable price. Home is built on a (.28AC) large LOT perched on grassy hill with partial water view with room to build a garage, a shed or add on to the house. Perfect home for full-time, 2nd home, or Short term rental ok in this community. MOVE-IN READY and furniture is negotiable. Cosmetic updates throughout entire home, plus newer AC unit 2022 and new gutters, remodeled kitchen, bathrooms, etc, too many modern custom updates to list. INCLUDED are stainless steel kitchen appliances and stacked washer and dryer. Voluntary HOA and NO MOBILES allowed here! Lot is surrounded by large trees in peaceful, serene neighborhood. Enjoy shaded covered back porch, a huge back yard, fire pit, huge mature trees, lake access, water views, a peaceful and safe neighborhood. SHOWN ONLY BY APPOINTMENT CONTACT LISTING AGENT FIRST. House sold on LOT 13 only, adjacent lot 12 is available for sale for additional cost to the right buyer. Please Do not approach home or walk around property without appointment. Property is video and audio monitored 24-7. Home also listed for lease MLS# 21291206.

Facts & features

Interior

Features

  • Wet Bar
  • Built In Features
  • Chandelier
  • Dry Bar
  • Decorative Designer Lighting Fixtures
  • Double Vanity
  • Eat In Kitchen
  • Open Floorplan
  • Cable Tv
  • Natural Woodwork
  • Walk In Closets

Heating & cooling

  • Heating: Central, Electric
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Ceramic Tile
  • Laminate
  • Luxury Vinyl Plank

Appliances

  • Dryer
  • Dishwasher
  • Electric Range
  • Electric Water Heater
  • Ice Maker
  • Microwave
  • Refrigerator
  • Washer
  • Wine Cooler

Laundry

  • Washer Hookup
  • Electric Dryer Hookup

Exterior & lot

Features

  • Awnings
  • Fire Pit
  • Garden
  • Lighting
  • Rain Gutters

Construction

  • Style: Contemporary Modern, Mid Century Modern, Ranch, Traditional, Detached
  • Stories: 1
  • Roof: Shingle
  • Foundation: Concrete Perimeter, Pillar Post Pier, Slab
  • Materials: Board And Batten Siding, Frame, Wood Siding

Parking

  • Carport
  • Detached Carport
  • Driveway
  • Gravel
  • No Garage

Lot

  • Back Yard
  • Interior Lot
  • Lawn
  • Landscaped
  • Level
  • Subdivision
  • Few Trees
  • View: Water

Community

Neighborhood

  • Subdivision: Isle of View I

HOA

  • Isle of View Voluntary HOA

Schools

  • District: Malakoff ISD
  • Elementary: Malakoff
  • Middle: Malakoff
  • High: Malakoff

Financial & listing details

Listing

  • Price per sq ft: $150
  • County: Henderson
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$2,350/mo

Principal & interest
$1,883/mo
Property taxes
$333/mo
Homeowners insurance (est.)
$121/mo
HOA dues
$13/mo
Loan amount
$234,000
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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Listing courtesy of Tomas Hernandez, Texcel Real Estate, LLC · MLS #21291245 ·

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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