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Financing available

$525,000

107 RJ Smith, Boyd, TX 76023

4
beds
2
baths
2,195
sqft

Est. with seller financing: $4,047/mo

  • Single-family
  • Built in 2026
  • 44,301 sq ft lot
  • $239/sqft
  • Wise County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Luxury country living meets timeless design in this stunning model home! Welcome to 107 RJ Smith, an exceptional 4-bedroom, 2-bathroom home nestled on just over an acre in beautiful Arbor Oaks in Boyd, Texas. With just under 2,200 square feet, this property offers the perfect blend of spacious living, sophisticated finishes, and peaceful country charm. Enjoy no city taxes, no city sewer bills, and no HOA, providing significant savings and the freedom to enjoy your property without the restrictions and additional expenses often associated with traditional neighborhoods. Inside, you'll find upgrades galore, including elegant quartz countertops, stainless steel appliances, floating shelves surrounding the fireplace, and luxury LVP flooring throughout the living areas and hallways. The open-concept design creates a welcoming atmosphere perfect for everyday living and entertaining. The primary suite is a true retreat, featuring a freestanding soaking tub, dual vanities, a separate walk-in shower, and beautifully selected tile finishes. Every color and design element has been thoughtfully chosen to create a timeless, upscale aesthetic that will remain stylish for years to come. Situated on over an acre, this home offers the space, privacy, and tranquility of country living while still providing a beautifully appointed luxury residence. Furniture is negotiable with the sale, offering the opportunity to make this exceptional home truly turnkey. 4 Bedrooms, 2 Full Baths, Just Under 2,200 Sq Ft, 1+ Acre, No HOA, No City Taxes, No City Sewer Bill. A rare opportunity to own a beautifully upgraded model home where luxury, value, and country living come together.

Facts & features

Interior

Features

  • Built In Features
  • Decorative Designer Lighting Fixtures
  • Eat In Kitchen
  • Granite Counters
  • High Speed Internet
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Walk In Closets
  • Wired For Sound

Heating & cooling

  • Heating: Central, Electric
  • Cooling: Central Air, Electric

Flooring

  • Carpet
  • Ceramic Tile
  • Luxury Vinyl Plank

Appliances

  • Dishwasher
  • Electric Cooktop
  • Electric Oven
  • Electric Water Heater
  • Disposal
  • Microwave

Fireplace

  • Fireplaces: 1
  • Living Room
  • Masonry
  • Wood Burning

Laundry

  • Washer Hookup
  • Electric Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Construction

  • Style: Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick, Rock, Stone

Parking

  • Garage spaces: 2
  • Door Single
  • Driveway
  • Garage
  • Garage Door Opener
  • Garage Faces Side

Lot

  • Interior Lot
  • Landscaped
  • Sprinkler System
  • Few Trees

Community

Neighborhood

  • Subdivision: Arbor Oaks

Schools

  • District: Springtown ISD
  • Elementary: Springtown
  • Middle: Springtown
  • High: Springtown

Financial & listing details

Listing

  • Price per sq ft: $239
  • County: Wise
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$4,047/mo

Principal & interest
$3,802/mo
Property taxes
Not available
Homeowners insurance (est.)
$245/mo
Loan amount
$472,500
Seller financing rate (est.)
9.00%
Term
30-year fixed
Powered byDoorly

This estimate uses our seller financing program's rate. Taxes are from listing data (not available for this home) and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Matthew Brown

Coldwell Banker Apex, REALTORS

817-900-3226

MLS #
21386770

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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