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Financing available

$299,000

109 King Lyle Road, Scroggins, TX 75480

2
beds
2
baths
1,500
sqft

Est. with seller financing: $2,687/mo

  • Single-family
  • Built in 1996
  • 21,649 sq ft lot
  • $199/sqft
  • $89/mo HOA
  • Franklin (TX) County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

STUNNING LAKE CYPRESS SPRINGS COTTAGE: A PEACEFUL LAKESIDE RETREAT IN GATED KINGS COUNTRY Experience the ultimate East Texas escape in this charming 2-bedroom, 2-bathroom cottage nestled within the prestigious Kings Country subdivision, a premier gated lakeside community on Lake Cypress Springs. Combining comfort with total reliability, this home features serene water views and a built-in Generac generator for the ultimate peace of mind. Interior Excellence & Smart Design Accessible Living: Functional single-level, split-primary floor plan designed for privacy and ease of movement. Modern Comforts: Featuring double vanities, ceiling fans, and a full suite of appliances (refrigerator included). The Hobbyist’s Lake Home Dream Outdoor Living: Relax on the screened-in porch, designed for bug-free entertaining while taking in views of the water and towering pines. Massive Storage: A true hobbyist's setup featuring a detached garage, separate workshop, and additional storage building for all your lake toys. Modern Conveniences: Central electric HVAC, attic fan, full sprinkler system, security lighting, and gutters. Exclusive Kings Country Amenities Residents of this secure gated community enjoy premier access to: Private boat ramp & dock Elitefishing spots, tennis courts, multiple parks and playgrounds. The picturesque lifestyle of Lake Cypress Springs, one of East Texas’s most desirable locations. Whether you are searching for a full-time residence or a peaceful lake community retreat, this delightful cottage offers charm and security in an unbeatable location.

Facts & features

Interior

Features

  • Decorative Designer Lighting Fixtures
  • Eat In Kitchen
  • High Speed Internet
  • Pantry

Heating & cooling

  • Heating: Central, Electric, Space Heater
  • Cooling: Attic Fan, Central Air, Electric

Flooring

  • Carpet
  • Laminate
  • Wood

Appliances

  • Double Oven
  • Dishwasher
  • Electric Oven
  • Gas Cooktop
  • Disposal
  • Gas Range
  • Microwave
  • Refrigerator

Fireplace

  • Wood Burning Stove

Exterior & lot

Features

  • Rain Gutters

Construction

  • Style: Traditional, Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Pillar Post Pier
  • Materials: Wood Siding

Parking

  • Covered
  • Carport
  • Gravel

Lot

  • Interior Lot
  • Sprinkler System
  • View: Water

Community

Neighborhood

  • Subdivision: Kings Country

HOA

  • Kings Country POA

Schools

  • District: Mount Vernon ISD
  • Elementary: Mt Vernon
  • Middle: Mt Vernon
  • High: Mt Vernon

Financial & listing details

Listing

  • Price per sq ft: $199
  • County: Franklin (TX)
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$2,687/mo

Principal & interest
$2,165/mo
Property taxes
$293/mo
Homeowners insurance (est.)
$140/mo
HOA dues
$89/mo
Loan amount
$269,100
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

LeeAnn Sears

Sears Realty Group powered by NB Elite Realty

903-466-1599

MLS #
21262547

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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