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Financing available

$550,000

10909 Smithville Place, McKinney, TX 75071

3
beds
2
baths
2,330
sqft

Est. with seller financing: $5,158/mo

  • Single-family
  • Built in 2017
  • 7,318 sq ft lot
  • $236/sqft
  • $66/mo HOA
  • Collin County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Beautiful NORTH-facing home in Highlands at Westridge in the heart of McKinney, zoned to highly acclaimed Prosper ISD schools! This stunning home makes a lasting first impression with its gorgeous stone and brick elevation, soaring ceilings, and an abundance of natural light throughout. The wide welcoming entry features a private office with French doors and an updated box beam ceiling, making it the perfect work-from-home space! The kitchen is truly the heart of the home with an oversized island, ample cabinetry, corner walk-in pantry, and an adjacent spacious formal dining area, ideal for entertaining and everyday living. The bright open living room features a beautiful gas fireplace and plenty of space for gathering with family and friends. The private primary suite is tucked away at the back of the home and offers peaceful backyard views, direct access to the patio, and an ensuite bath complete with a soaking tub, separate shower, and huge walk-in closet! Two additional bedrooms are located side-by-side with an oversized secondary bathroom featuring charming farmhouse-style paneling upgrades. The enclosed sunroom overlooking the side yard will quickly become your favorite spot for morning coffee, reading, or relaxing with guests year-round! Step outside to the spacious backyard featuring an extended patio, manicured landscaping, and some fruit trees including fig, peach, and plum. The owners built this home and used it as their vacation home, so it still shows like a new home! The home also features a full-house water softener and purifier system, and the new owner will enjoy a low-cost living with solar panels that will be paid off at closing! Residents of Highlands at Westridge enjoy access to a resort-style community pool and a highly convenient on-site school just a short walk away! Ideally located near shopping, dining, entertainment, and major highways, this home offers the perfect blend of comfort, style, and location!

Facts & features

Interior

Features

  • Built In Features
  • Decorative Designer Lighting Fixtures
  • Double Vanity
  • Eat In Kitchen
  • Granite Counters
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Walk In Closets
  • Wired For Sound

Heating & cooling

  • Heating: Central, Natural Gas
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Tile
  • Wood

Appliances

  • Some Gas Appliances
  • Convection Oven
  • Dishwasher
  • Gas Cooktop
  • Disposal
  • Microwave
  • Plumbed For Gas
  • Water Softener
  • Water Purifier

Fireplace

  • Fireplaces: 1
  • Gas
  • Living Room

Laundry

  • Laundry In Utility Room

Exterior & lot

Features

  • Private Yard
  • Rain Gutters

Construction

  • Style: Traditional, Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick, Wood Siding

Parking

  • Garage spaces: 2
  • Door Single
  • Epoxy Flooring
  • Garage Faces Front
  • Garage
  • Inside Entrance
  • Kitchen Level
  • Lighted
  • Side By Side
  • Storage

Pool

  • Community

Lot

  • Interior Lot
  • Sprinkler System
  • Few Trees

Community

Neighborhood

  • Subdivision: Highlands At Westridge Ph 2 The

HOA

  • Assured

Schools

  • District: Prosper ISD
  • Elementary: Jim and Betty Hughes
  • Middle: Jones
  • High: Rock Hill

Financial & listing details

Listing

  • Price per sq ft: $236
  • County: Collin
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$5,158/mo

Principal & interest
$3,983/mo
Property taxes
$852/mo
Homeowners insurance (est.)
$257/mo
HOA dues
$66/mo
Loan amount
$495,000
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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Listing courtesy of Cory Bertrand, Keller Williams NO. Collin Cty · MLS #21283893 ·

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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