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Financing available

$440,000

1105 Ranch Drive, Bonham, TX 75418

3
beds
2.5
baths
2,440
sqft

Est. with seller financing: $3,391/mo

  • Single-family
  • Built in 2022
  • 15,333 sq ft lot
  • $180/sqft
  • Fannin County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Location, location!! Easy access to Legacy Ridge Golf Course, just minutes to Lake Bonham, Bois D'Arc Lake, and Bonham State Park. This lovely brick home offers 3 bedrooms, 2 full bathrooms plus a half bath. Kitchen features a large granite island with farm sink, lots of space for bar stools and decorative lighting, Propane gas range and electric oven, microwave, the walk-in pantry is designed with storage in mind, the refrigerator will convey. A spacious living area has gas log fireplace and a bay of windows for lots of natural light. Office looks out to the front yard, has beautiful glass paned doors for privacy. Laundry room has tile floor, long granite counter space and sink, wash and dryer connections on the opposite wall. Primary Ensuite has tray ceiling, windows with blinds, bath has split granite vanities, glass walled shower and a standalone soaking tub. Flooring throughout the home is luxury vinyl plank and tile, tankless water heater, fireplace with propane gas logs, the propane tank is buried underground for a pleasing aesthetic look. This wonderful home has so many bells and whistles, you have to look. There are no HOA dues Legacy Ridge has its own restrictions. All information is deemed reliable but not guaranteed. Buyer and buyer's agent should verify all information regarding the property.

Facts & features

Interior

Features

  • Built In Features
  • Decorative Designer Lighting Fixtures
  • Granite Counters
  • Kitchen Island
  • Pantry
  • Vaulted Ceilings
  • Walk In Closets

Heating & cooling

  • Heating: Central, Electric, Propane
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Luxury Vinyl Plank
  • Tile

Appliances

  • Built In Gas Range
  • Dishwasher
  • Disposal
  • Gas Oven
  • Gas Water Heater

Fireplace

  • Fireplaces: 1
  • Gas Log
  • Living Room
  • Propane
  • Stone
  • Ventless

Laundry

  • Dryer Hookup
  • Electric Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Construction

  • Style: Traditional, Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick

Parking

  • Garage spaces: 2
  • Concrete
  • Driveway
  • Garage
  • Garage Door Opener
  • Garage Faces Side

Lot

  • Back Yard
  • Interior Lot
  • Lawn
  • Landscaped
  • Subdivision

Community

Neighborhood

  • Subdivision: Legacy Ridge

Schools

  • District: Bonham ISD
  • Elementary: Evans
  • Middle: Rather
  • High: Bonham

Financial & listing details

Listing

  • Price per sq ft: $180
  • County: Fannin
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$3,391/mo

Principal & interest
$3,186/mo
Property taxes
Not available
Homeowners insurance (est.)
$205/mo
Loan amount
$396,000
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data (not available for this home) and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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Listing courtesy of Patsy McFatridge, Bonham Land & Ranches, LLC · MLS #21288574 ·

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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