HFPHome Finance
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Financing available

$444,900

117 Lost Oaks Drive, Waco, TX 76705

4
beds
3
baths
2,314
sqft

Est. with seller financing: $3,872/mo

  • Single-family
  • Built in 2022
  • 15,333 sq ft lot
  • $192/sqft
  • McLennan County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

2022 built Waco home • Wooded 0.352 acre lot • Open concept layout • Extended concrete motor court • 3D tour Built in 2022, this 4 bed, 3 bath Waco home offers 2,314 sq ft on a 0.352 acre lot near the Brazos River, I 35, and downtown Waco. The all brick exterior, side entry 2 car garage, extended concrete motor court, mature landscaping, and architectural water fountain create a strong first impression. Inside, the open concept layout connects living, dining, and kitchen areas with cohesive finishes and natural light. The kitchen includes granite countertops, island workspace, cabinet storage, and a layout designed for daily use and gathering. The primary suite includes generous closet space and a well appointed bath. Oversized secondary bedrooms provide flexible space for bedroom, office, hobby, media, or storage needs. Exterior features include mature trees, raised bed garden area, room for outdoor seating, space for a basketball goal, and parking flexibility for additional vehicles or recreational equipment, subject to local rules. No HOA shown. Located near the Brazos River corridor, I 35 access, Bellmead, Lacy Lakeview, downtown Waco, Baylor University, McLane Stadium, Cameron Park, and Magnolia Market at the Silos. Includes virtual tour and 3D tour. **Nearby Amenity List** Brazos River corridor nearby I 35 access nearby Bellmead nearby Lacy Lakeview nearby Downtown Waco about 13 min McLane Stadium nearby Baylor University nearby Cameron Park nearby Magnolia Market at the Silos nearby

Facts & features

Interior

Features

  • Chandelier
  • Double Vanity
  • Granite Counters
  • Kitchen Island
  • Open Floorplan
  • Pantry

Heating & cooling

  • Heating: Central, Electric
  • Cooling: Central Air, Ceiling Fans

Appliances

  • Dishwasher
  • Electric Cooktop

Laundry

  • Electric Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Features

  • Garden
  • Lighting
  • Permeable Paving

Construction

  • Style: Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Slab

Parking

  • Garage spaces: 2
  • Additional Parking
  • Driveway
  • Garage

Lot

  • Interior Lot

Community

Neighborhood

  • Subdivision: Eaton A P

Schools

  • District: Connally ISD
  • Elementary: Connally
  • Middle: Connally
  • High: Connally

Financial & listing details

Listing

  • Price per sq ft: $192
  • County: McLennan
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$3,872/mo

Principal & interest
$3,222/mo
Property taxes
$442/mo
Homeowners insurance (est.)
$208/mo
Loan amount
$400,410
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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Listing courtesy of Cristi McGowan, NextHome Our Town · MLS #21184139 ·

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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