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Financing available

$298,000

118 Craig Street, Hillsboro, TX 76645

3
beds
3
baths
2,640
sqft

Est. with seller financing: $2,823/mo

  • Single-family
  • Built in 1859
  • 10,629 sq ft lot
  • $113/sqft
  • Hill County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

This stunning 2,640 square foot Victorian farmhouse in Hillsboro's historic district is a rare find built in 1859. This 3 bedroom, 3 bath two-story home sits on a corner lot with 0.24 acres and is full of timeless character and charm. A grand wide entry welcomes you into the home. Beautiful hardwood floors run throughout the main level with carpet in the upstairs bedrooms. A decorative fireplace adds warmth and elegance to the den located off the primary bedroom. The formal living room, currently being used as an office space, features a second decorative fireplace. The spacious formal dining room easily accommodates a large table for entertaining and includes a convenient bathroom just off the dining room. The kitchen has been remodeled, adding a modern touch while preserving the home's original character. The primary bedroom and full bath are conveniently located downstairs, while upstairs you will find 2 additional bedrooms and a full bath. The wraparound front porch is grand and inviting, while a covered back porch offers a peaceful retreat. The fully fenced backyard provides privacy and plenty of outdoor space. The roof is approximately 10 years old and the electrical and plumbing have all been updated. Whether you are looking for a one of a kind primary residence or a piece of Hillsboro history, this Victorian gem is truly something special.

Facts & features

Interior

Features

  • Built In Features
  • Decorative Designer Lighting Fixtures
  • Eat In Kitchen
  • High Speed Internet
  • Kitchen Island
  • Pantry
  • Cable Tv
  • Natural Woodwork
  • Walk In Closets

Heating & cooling

  • Heating: Central, Electric
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Carpet
  • Hardwood
  • Wood

Appliances

  • Dishwasher
  • Electric Range
  • Electric Water Heater
  • Disposal
  • Microwave

Fireplace

  • Fireplaces: 1
  • Decorative

Laundry

  • Washer Hookup
  • Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Features

  • Rain Gutters

Construction

  • Style: Victorian, Detached
  • Stories: 2
  • Roof: Composition
  • Foundation: Pillar Post Pier
  • Materials: Wood Siding

Parking

  • On Site
  • On Street
  • Unpaved

Lot

  • Back Yard
  • Corner Lot
  • Lawn
  • Landscaped

Community

Neighborhood

  • Subdivision: Craig

Schools

  • District: Hillsboro ISD
  • Elementary: Franklin
  • Middle: Hillsboro
  • High: Hillsboro

Financial & listing details

Listing

  • Price per sq ft: $113
  • County: Hill
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$2,823/mo

Principal & interest
$2,158/mo
Property taxes
$526/mo
Homeowners insurance (est.)
$139/mo
Loan amount
$268,200
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Jamie Siddons

Julie Siddons REALTORS, LLC

254-582-0077

MLS #
21394016

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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