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Financing available

$489,000

1204 Caney Creek Lane, McKinney, TX 75071

4
beds
3.5
baths
2,628
sqft

Est. with seller financing: $4,502/mo

  • Single-family
  • Built in 2016
  • 7,231 sq ft lot
  • $186/sqft
  • $125/mo HOA
  • Collin County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Designed for how people actually live, this beautifully updated one and a half story home pairs refined design with everyday ease. Thoughtfully aligned with the lifestyle of Trinity Falls, daily life is shaped by miles of trails, parks, resort style pools, and gathering spaces woven throughout the community. The modern Texas Hill Country exterior showcases beautiful stonework and freshly stained cedar accents, creating a warm yet elevated first impression. Inside, a dramatic rotunda entry, arched doorways, and a custom staircase immediately set the tone for the level of design throughout. Fresh paint, all new flooring, and designer lighting deliver a true turnkey experience. The open concept kitchen, dining, and living spaces are anchored by an upgraded kitchen with custom cabinetry additions, stylish backsplash, and updated fixtures, ideal for both daily living and entertaining. The primary suite is exceptional, featuring an attached flex space behind French doors that works seamlessly as a nursery, gym, or custom closet. Downstairs also includes a private study and two secondary bedrooms, allowing the home to live primarily on one level. Upstairs, a bedroom, full bath, and game room provide flexible space for guests or everyday use. All of this is set within an award winning school district with an on site elementary school in one of McKinney’s premier master planned communities.

Facts & features

Interior

Features

  • Decorative Designer Lighting Fixtures
  • Granite Counters
  • High Speed Internet
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Cable Tv
  • Walk In Closets

Heating & cooling

  • Heating: Central, Natural Gas
  • Cooling: Central Air, Electric

Flooring

  • Carpet
  • Laminate
  • Tile

Appliances

  • Dishwasher
  • Disposal
  • Gas Range
  • Gas Water Heater
  • Microwave

Exterior & lot

Features

  • Rain Gutters

Construction

  • Style: Traditional, Detached
  • Stories: 2
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick, Rock, Stone

Parking

  • Garage spaces: 2
  • Door Single
  • Driveway
  • Garage Faces Front
  • Garage
  • Garage Door Opener

Lot

  • Interior Lot
  • Subdivision
  • Sprinkler System

Community

Neighborhood

  • Subdivision: Trinity Falls Planning Unit 1 Ph 2b

HOA

  • CCMC

Schools

  • District: McKinney ISD
  • Elementary: Ruth and Harold Frazier
  • Middle: Johnson
  • High: McKinney North

Financial & listing details

Listing

  • Price per sq ft: $186
  • County: Collin
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$4,502/mo

Principal & interest
$3,541/mo
Property taxes
$608/mo
Homeowners insurance (est.)
$228/mo
HOA dues
$125/mo
Loan amount
$440,100
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Mason Colman

Coldwell Banker Apex, REALTORS

972-562-5400

MLS #
21361760

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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