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Financing available

$259,900

121 Joyce Street, Whitney, TX 76692

3
beds
2
baths
1,351
sqft

Est. with seller financing: $2,371/mo

  • Single-family
  • Built in 2014
  • 10,019 sq ft lot
  • $192/sqft
  • Hill County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Nestled in a peaceful neighborhood on the outskirts of Whitney, this beautifully maintained 3-bedroom, 2-bath brick home combines the tranquility of country living with the convenience of being just minutes from town. Attractive landscaping, excellent curb appeal, and a spacious extended driveway with room for three vehicles make a wonderful first impression. Inside, you’ll appreciate the open feel created by soaring ceilings, elegant arched doorways, abundant natural light, and quality finishes throughout. The kitchen is equipped with custom wood cabinetry, a pantry for additional storage, a recently updated dishwasher and garbage disposal, and a dining area that overlooks the backyard. The thoughtfully designed floor plan offers generously sized bedrooms and two full bathrooms, providing plenty of space for family and guests. Step outside to a covered patio complete with a ceiling fan, creating the perfect place to relax or entertain year-round. The backyard also features a brand-new storage building and workshop along with a fenced garden area for those who enjoy gardening or need additional storage. An attached two-car garage provides additional parking and storage, making this move-in-ready home an excellent opportunity for anyone seeking comfort, functionality, and a quiet setting just outside the heart of Whitney.

Facts & features

Interior

Features

  • Double Vanity
  • Eat In Kitchen
  • High Speed Internet
  • Pantry
  • Cable Tv

Flooring

  • Luxury Vinyl Plank

Appliances

  • Dishwasher
  • Electric Range
  • Electric Water Heater
  • Disposal
  • Microwave

Laundry

  • Electric Dryer Hookup

Exterior & lot

Features

  • Storage

Construction

  • Style: Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Slab

Parking

  • Garage spaces: 2
  • Additional Parking
  • Driveway
  • Garage

Community

Neighborhood

  • Subdivision: Eastlake Add

Schools

  • District: Whitney ISD
  • Elementary: Whitney
  • Middle: Whitney
  • High: Whitney

Financial & listing details

Listing

  • Price per sq ft: $192
  • County: Hill
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$2,371/mo

Principal & interest
$1,882/mo
Property taxes
$368/mo
Homeowners insurance (est.)
$121/mo
Loan amount
$233,910
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

See If You Qualify

Listing courtesy of Michael Ruesch, Weichert, Realtors - The Eastland Group · MLS #21274166 ·

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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