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Financing available

$164,900

1212 3rd Street, Graham, TX 76450

3
beds: 2
baths: 1,176
sqft

Est. with seller financing: $1,520/mo

Single-family
Built in 1963
8,276 sq ft lot
$140/sqft
Young County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Charming & Updated Home with Excellent Curb Appeal!! This beautifully refreshed 3-bedroom, 2-bathroom home offers inviting style and everyday functionality in a convenient location near restaurants, schools, and the city pool. Recent updates include new luxury vinyl plank flooring throughout, fresh interior and exterior paint, replaced trim and siding boards, and crisp new quarter-round trim for a clean, finished look. The home features a comfortable, functional floorplan with abundant natural light, a cozy eat-in kitchen, and a charming front portico that enhances the exterior appeal. The spacious backyard is fully fenced with chain-link and offers plenty of room for outdoor enjoyment. Additional perk is a new metal storage shed. Ideal for first-time homebuyers or those looking to downsize without compromising comfort, this well-maintained property is move-in ready and waiting for its next owner. Schedule your showing today!

Facts & features

Interior

Features

Built In Features
Decorative Designer Lighting Fixtures
Eat In Kitchen
High Speed Internet
Cable Tv
Walk In Closets

Heating & cooling

Heating: Central, Electric
Cooling: Central Air, Ceiling Fans, Electric

Flooring

Luxury Vinyl Plank

Appliances

Dishwasher
Electric Range

Laundry

Washer Hookup
Dryer Hookup
Electric Dryer Hookup

Exterior & lot

Features

Storage

Construction

Style: Traditional, Detached
Stories: 1
Roof: Composition
Foundation: Pillar Post Pier

Parking

Alley Access
Driveway
Gravel
No Garage
On Street

Lot

Back Yard
Lawn
Landscaped

Community

Neighborhood

Subdivision: Johnson Add

Schools

District: Graham ISD
Elementary: Graham
Middle: Graham
High: Graham

Financial & listing details

Listing

Price per sq ft: $140
County: Young
Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$1,520/mo

Down payment10% ($16,490)10%20%

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Principal & interest: $1,194/mo
Property taxes: $249/mo
Homeowners insurance (est.): $77/mo

Loan amount: $148,410
Seller financing rate (est.): 9.00%
Term: 30-year fixed

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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

1
Get qualified
We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.
2
Pick this home
Once you're approved, tell us this is the one. We handle the purchase from the seller.
3
Move in
We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Want to buy this home with seller financing?
We can help.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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Listing courtesy of DeNae Carroll, Agape and Associates LLC · MLS #21116847 · 9403933667

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.