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Financing available

$179,000

122 Katy Street, Cleburne, TX 76031

3
beds
2
baths
1,412
sqft

Est. with seller financing: $1,719/mo

  • Single-family
  • Built in 2019
  • 10,846 sq ft lot
  • $127/sqft
  • Johnson County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Welcome to Cleburne, Texas—a thriving community that perfectly blends small-town charm with modern convenience. Located just south of the Dallas-Fort Worth Metroplex, Cleburne offers a vibrant downtown, local boutiques and restaurants, beautiful parks, the scenic Cleburne State Park, and year-round community events. Residents enjoy a relaxed lifestyle with convenient access to shopping, dining, schools, healthcare, and major highways, making it an ideal place to call home. Built in 2019, this beautifully maintained 3-bedroom, 2-bathroom home offers modern comfort, energy efficiency, and move-in-ready appeal. The open-concept layout creates an inviting space for everyday living and entertaining, while the thoughtfully designed floor plan provides both functionality and comfort. One of the home's most valuable features is the fully paid-off solar panel system, offering significant long-term energy savings and lower monthly utility costs with no solar loan to assume. Combined with the benefits of newer construction, you'll enjoy peace of mind with modern systems, updated finishes, and energy-efficient features throughout. Whether you're a first-time homebuyer, looking to downsize, or searching for a low-maintenance investment, this home delivers exceptional value in one of Johnson County's most desirable and growing communities. Don't miss your opportunity to own an energy-efficient, newer home in the heart of Cleburne!

Facts & features

Interior

Features

  • Eat In Kitchen
  • High Speed Internet
  • Open Floorplan

Heating & cooling

  • Heating: Central, Electric
  • Cooling: Central Air, Electric

Appliances

  • Dryer
  • Dishwasher
  • Electric Range
  • Electric Water Heater
  • Disposal
  • Microwave
  • Refrigerator
  • Washer

Laundry

  • Washer Hookup
  • Electric Dryer Hookup

Exterior & lot

Construction

  • Style: Prairie, Ranch, Traditional, Detached
  • Stories: 1
  • Materials: Fiber Cement, Frame, Concrete, Radiant Barrier

Parking

  • Garage spaces: 1
  • Door Single
  • Driveway
  • Garage Faces Front
  • Garage
  • Garage Door Opener

Lot

  • Interior Lot

Community

Neighborhood

  • Subdivision: Villegas Add IV

Schools

  • District: Cleburne ISD
  • Elementary: Adams
  • Middle: Ad Wheat,Lowell Smith
  • High: Cleburne

Financial & listing details

Listing

  • Price per sq ft: $127
  • County: Johnson
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$1,719/mo

Principal & interest
$1,296/mo
Property taxes
$339/mo
Homeowners insurance (est.)
$84/mo
Loan amount
$161,100
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Want to buy this home with seller financing?
We can help.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

See If You Qualify

Listing courtesy of Scott Kirkpatrick, Cowtown Realty LLC · MLS #21338630 · 214-517-7886

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

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