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Financing available

$575,000

1220 Cedar Lake Drive, Prosper, TX 75078

4
beds
2
baths
2,818
sqft

Est. with seller financing: $5,414/mo

  • Single-family
  • Built in 2005
  • 10,890 sq ft lot
  • $204/sqft
  • $79/mo HOA
  • Collin County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Step inside this beautifully updated single-story pool home in sought-after Prosper ISD, ideally located just minutes from The Gates of Prosper. Spanning over 2,800 square feet, this thoughtfully designed home features a versatile floor plan with comfortable living spaces and inviting indoor-outdoor connections. Sweeping hardwood floors welcome you into the formal living and dining areas before leading into the open-concept main living space, where the family room, kitchen, and breakfast area come together with easy sight-lines and a natural flow for everyday living and entertaining. Filled with natural light, the spacious family room features a cozy gas fireplace and a picturesque view of the sparkling pool. The well-appointed kitchen offers abundant cabinetry and prep space with granite counter-tops, stainless steel appliances, a 5-burner gas cook-top, under-cabinet lighting, and island. The primary suite overlooks the pool and backyard and features an ensuite bath with dual sinks, a relaxing jetted tub, separate shower, and generous walk-in closet. Three additional bedrooms share a full bath with dual sinks, while the split private home-office with closet provides added flexibility and can easily be used as a 5th bedroom, guest space, or additional flex room. The backyard is designed for both relaxation and entertaining, featuring a sparkling pool with tranquil water feature, pergola, and grassy area. Whether enjoying a quiet afternoon poolside or gathering with friends and family under the pergola, this outdoor space adds another layer of living to the home. Conveniently located near the Dallas North Tollway and the ever-growing Gates of Prosper, this home offers a wonderful combination of thoughtful updates, flexible living, and an inviting outdoor lifestyle.

Facts & features

Interior

Features

  • Decorative Designer Lighting Fixtures
  • Double Vanity
  • Granite Counters
  • High Speed Internet
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Cable Tv
  • Walk In Closets
  • Wired For Sound

Heating & cooling

  • Heating: Central, Fireplaces, Natural Gas
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Carpet
  • Ceramic Tile
  • Wood

Appliances

  • Dishwasher
  • Electric Oven
  • Electric Water Heater
  • Gas Cooktop
  • Disposal
  • Microwave

Fireplace

  • Fireplaces: 1
  • Family Room
  • Gas Log
  • Gas Starter

Laundry

  • Washer Hookup
  • Dryer Hookup

Exterior & lot

Features

  • Rain Gutters

Construction

  • Style: Traditional, Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick

Parking

  • Garage spaces: 3
  • Door Multi
  • Epoxy Flooring
  • Garage
  • Garage Door Opener
  • Garage Faces Side

Pool

  • Gunite
  • In Ground
  • Pool
  • Waterfall
  • Community

Lot

  • Interior Lot
  • Landscaped
  • Subdivision
  • Sprinkler System
  • Few Trees

Community

Neighborhood

  • Subdivision: Lakes Of La Cima Ph One

HOA

  • First Service Residential

Schools

  • District: Prosper ISD
  • Elementary: R Steve Folsom
  • Middle: Lorene Rogers
  • High: Walnut Grove

Financial & listing details

Listing

  • Price per sq ft: $204
  • County: Collin
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$5,414/mo

Principal & interest
$4,164/mo
Property taxes
$903/mo
Homeowners insurance (est.)
$268/mo
HOA dues
$79/mo
Loan amount
$517,500
Seller financing rate (est.)
9.00%
Term
30-year fixed
Powered byDoorly

This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Lindsey Knight

eXp Realty

888-519-7431

MLS #
21371089

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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