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Financing available

$298,000

1221 S Rockwall Avenue, Terrell, TX 75160

3
beds: 2
baths: 1,918
sqft

Est. with seller financing: $2,297/mo

Single-family
Built in 2025
8,600 sq ft lot
$155/sqft
Kaufman County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

BRAND NEW + NO HOA + DOWN PAYMENT ASSISTANCE AVAILABLE! Enjoy this Huge yard with no restrictions and a layout you will love.. Light, bright and move-in ready, this home welcomes you with an open-concept design, 9-foot ceilings and an abundance of natural light. The spacious kitchen is made for everyday living and entertaining with quartz countertops, a large island, tons of cabinetry and extra space perfect for a breakfast nook or coffee bar. Open living and dining areas give you plenty of room to spread out, good sized bedrooms and closets provide the space you have been looking for. Primary room with lots of windows, ensuite bathroom with large walkin closet. LOCATION! Enjoy convenient access to Highway 80, Downtown Terrell, shopping, dining, parks and nearby schools while still enjoying the space and charm of Terrell living. BEST OF ALL.. Kaufman county qualifies for first time buyer grant, which means $0 Down for you!

Facts & features

Interior

Features

Eat In Kitchen
High Speed Internet
Kitchen Island
Open Floorplan
Pantry

Heating & cooling

Heating: Central, Electric
Cooling: Central Air, Electric

Flooring

Carpet
Combination
Luxury Vinyl Plank

Appliances

Dishwasher
Disposal
Microwave

Laundry

Laundry In Utility Room

Exterior & lot

Construction

Style: Traditional, Detached
Stories: 1
Roof: Composition
Foundation: Slab
Materials: Brick

Parking

Garage spaces: 2
Driveway

Lot

Back Yard
Interior Lot
Lawn

Community

Neighborhood

Subdivision: PHAGAN

Schools

District: Terrell ISD
Elementary: Burnett
Middle: Furlough,Wood
High: Terrell

Financial & listing details

Listing

Price per sq ft: $155
County: Kaufman
Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$2,297/mo

Down payment10% ($29,800)10%20%

See If You Qualify

Principal & interest: $2,158/mo
Property taxes: Not available
Homeowners insurance (est.): $139/mo

Loan amount: $268,200
Seller financing rate (est.): 9.00%
Term: 30-year fixed

Powered byDoorly

This estimate uses our seller financing program's rate. Taxes are from listing data (not available for this home) and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

1
Get qualified
We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.
2
Pick this home
Once you're approved, tell us this is the one. We handle the purchase from the seller.
3
Move in
We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Want to buy this home with seller financing?
We can help.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

See If You Qualify

Listing courtesy of Laura Suarez, Coldwell Banker Realty · MLS #21104892 ·

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.