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Financing available

$850,000

123 County Road 123, Gainesville, TX 76240

4
beds
2.5
baths
2,200
sqft

Est. with seller financing: $7,061/mo

  • Single-family
  • Built in 2021
  • 265,716 sq ft lot
  • $386/sqft
  • Cooke County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

REDUCED $49K! DO NOT MISS OUT OM THIS UNBEILABLE DEAL!! Welcome to your dream country property! Built in 2021, this stunning custom home offers approximately 2,200 square feet of thoughtfully designed living space on 6.1 beautifully treed acres with agricultural exemption and fully fenced. From the moment you arrive, you'll appreciate the immaculate condition, exceptional craftsmanship, and picturesque setting. Inside, the open-concept floor plan features soaring 10-foot ceilings, elegant crown moldings, and a cozy corner fireplace that serves as the focal point of the spacious living area. The gourmet kitchen is designed to impress with granite countertops, a beautiful tile backsplash, a massive center island, and abundant cabinetry—perfect for entertaining and everyday living. The home offers four spacious bedrooms and two-and-a-half baths, providing comfort and flexibility for family and guests. High-end finishes, quality materials, and attention to detail are evident throughout every room. Step outside and enjoy the beautifully landscaped grounds from the expansive covered wraparound porch, ideal for relaxing and taking in the peaceful surroundings. Equestrian enthusiasts will appreciate the three-stall barn complete with a tack room, round pen, and corrals. Additional improvements include a storage building and a 25' x 30' garage, offering plenty of space for equipment, hobbies, and vehicles. Combining modern luxury with country charm, this exceptional property is truly move-in ready and offers the perfect blend of comfort, functionality, and outdoor living.

Facts & features

Interior

Features

  • Decorative Designer Lighting Fixtures
  • Granite Counters
  • Kitchen Island
  • Open Floorplan
  • Walk In Closets

Heating & cooling

  • Heating: Central, Fireplaces, Propane
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Carpet
  • Ceramic Tile
  • Luxury Vinyl Plank

Appliances

  • Some Gas Appliances
  • Dishwasher
  • Disposal
  • Gas Range
  • Gas Water Heater
  • Plumbed For Gas

Fireplace

  • Fireplaces: 1
  • Gas Starter

Laundry

  • Laundry In Utility Room

Exterior & lot

Features

  • Storage

Construction

  • Style: Traditional, Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Slab
  • Materials: Fiber Cement

Parking

  • Garage spaces: 2
  • Additional Parking
  • Concrete
  • Covered
  • Door Single
  • Driveway
  • Garage
  • Garage Door Opener
  • Lighted
  • Oversized
  • Garage Faces Side
  • Boat
  • Rv Access Parking

Lot

  • Acreage

Community

Neighborhood

  • Subdivision: Bailey Acc

Schools

  • District: Gainesville ISD
  • Elementary: Chalmers
  • Middle: Lee,Gainesvill
  • High: Gainesvill

Financial & listing details

Listing

  • Price per sq ft: $386
  • County: Cooke
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$7,061/mo

Principal & interest
$6,155/mo
Property taxes
$509/mo
Homeowners insurance (est.)
$397/mo
Loan amount
$765,000
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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Listing courtesy of Christy Johnson, Tierra Real Estate · MLS #21289975 ·

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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