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Financing available

$495,000

12800 County Road 1311, Malakoff, TX 75148

3
beds: 3.5
baths: 1,648
sqft

Est. with seller financing: $4,180/mo

Single-family
Built in 2019
87,120 sq ft lot
$300/sqft
Henderson County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Beautiful country home offering the perfect blend of comfort, space, and peaceful rural living! Built in 2019, this 3-bedroom,2.5-bath home sits on approximately 2 acres in desirable Cross Roads ISD. The home features great curb appeal with a welcoming covered front porch, attractive stone accents, and a spacious front yard. Enjoy the convenience of being close to town while still having room to spread out and enjoy a quieter country setting. Property includes a water well and a 2-car carport for covered parking. Whether you’re looking for space for outdoor living, gardening, or simply enjoying the fresh air, this property offers a wonderful opportunity to enjoy rural living without being too far from everyday conveniences.

Facts & features

Interior

Features

Eat In Kitchen
Kitchen Island

Heating & cooling

Heating: Fireplaces
Cooling: Central Air, Ceiling Fans

Flooring

Engineered Hardwood

Appliances

Dishwasher
Electric Range
Microwave

Fireplace

Fireplaces: 1
Living Room
Propane

Laundry

Electric Dryer Hookup
Laundry In Utility Room

Exterior & lot

Features

Rain Gutters
Storage

Construction

Style: Traditional, Detached
Stories: 1
Roof: Composition
Foundation: Slab
Materials: Rock, Stone, Wood Siding

Parking

Garage spaces: 2
Carport
Garage
Garage Door Opener

Lot

Acreage

Community

Neighborhood

Subdivision: Rural

Schools

District: Cross Roads ISD
Elementary: Crossroads
Middle: Crossroads
High: Crossroads

Financial & listing details

Listing

Price per sq ft: $300
County: Henderson
Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$4,180/mo

Down payment10% ($49,500)10%20%

See If You Qualify

Principal & interest: $3,585/mo
Property taxes: $364/mo
Homeowners insurance (est.): $231/mo

Loan amount: $445,500
Seller financing rate (est.): 9.00%
Term: 30-year fixed

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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

1
Get qualified
We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.
2
Pick this home
Once you're approved, tell us this is the one. We handle the purchase from the seller.
3
Move in
We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Want to buy this home with seller financing?
We can help.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

See If You Qualify

Listing courtesy of Maribel Cant Cantu, Fathom Realty · MLS #21320903 ·

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.