HFPHome Finance
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Financing available

$580,000

12851 Reeds Lake Road, Rogers, TX 76569

5
beds
3.5
baths
3,127
sqft

Est. with seller financing: $4,833/mo

  • Single-family
  • Built in 1993
  • 130,680 sq ft lot
  • $185/sqft
  • Bell County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Set on 3 scenic acres, this spacious 3,127 sq ft home offers 5 bedrooms, 3 full baths, and a half bath designed for comfortable living and effortless entertaining. The open-concept kitchen and dining area with a bay window creates a natural gathering space, while the living room’s gas fireplace adds warmth and charm. The primary suite is a true retreat, featuring a cozy desk nook, reading space, and a spa-like bath with skylight, double vanities, a shower - tub combo, and a generous walk-in closet. Outside, the 3+ car screened carport doubles as the perfect entertaining area. The property also includes a workshop - garage, covered RV parking, and a 14x28 building with electricity - ideal for a game room, office, hobby space, or additional living area. Mature trees and wide-open space complete this inviting country setting.

Facts & features

Interior

Features

  • Decorative Designer Lighting Fixtures
  • Double Vanity
  • High Speed Internet
  • Pantry
  • Walk In Closets

Heating & cooling

  • Heating: Central, Electric, Fireplaces, Propane
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Ceramic Tile
  • Laminate

Appliances

  • Dishwasher
  • Electric Range
  • Electric Water Heater
  • Refrigerator

Fireplace

  • Fireplaces: 1
  • Gas
  • Living Room

Laundry

  • Electric Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Features

  • Private Entrance
  • Private Yard
  • Rain Gutters
  • Storage

Construction

  • Style: Traditional, Detached
  • Stories: 2
  • Roof: Shingle
  • Foundation: Slab
  • Materials: Brick

Parking

  • Garage spaces: 1
  • Additional Parking
  • Concrete
  • Covered
  • Carport
  • Driveway
  • Private
  • Rv Carport
  • Workshop In Garage
  • Boat
  • Rv Access Parking

Lot

  • Acreage
  • Back Yard
  • Cleared
  • Lawn
  • Landscaped
  • Few Trees

Community

Neighborhood

  • Subdivision: A0001BC J N AROCHA, 73-2, ACRES 3.0

Schools

  • District: Rogers ISD
  • Elementary: Rogers
  • Middle: Rogers
  • High: Rogers

Financial & listing details

Listing

  • Price per sq ft: $185
  • County: Bell
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$4,833/mo

Principal & interest
$4,200/mo
Property taxes
$362/mo
Homeowners insurance (est.)
$271/mo
Loan amount
$522,000
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Want to buy this home with seller financing?
We can help.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

See If You Qualify

Listing courtesy of Cindy Faulkenberry, Coldwell Banker Apex, REALTORS · MLS #21238782 ·

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.