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Financing available

$250,000

1304 Saratoga Drive, Sherman, TX 75092

3
beds
2
baths
1,444
sqft

Est. with seller financing: $1,949/mo

  • Single-family
  • Built in 2021
  • 6,621 sq ft lot
  • $173/sqft
  • $22/mo HOA
  • Grayson County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Enjoy a home designed to make everyday life feel easy, connected, and comfortable. The open layout brings the kitchen, dining, and living spaces together, creating a natural setting for morning coffee at the oversized island, relaxed dinners, and evenings spent together at home. Breakfast-bar seating makes the kitchen an inviting place to gather, while the primary suite offers a comfortable place to recharge at the end of the day. Well-sized secondary bedrooms provide flexible space for guests, hobbies, a home office, or whatever best fits your lifestyle. Step outside and discover even more room to enjoy. The concrete patio overlooks an expansive backyard with a new wood fence, creating an inviting extension of the home for outdoor meals, weekend projects, gardening, or quiet evenings under the Texas sky. Beyond the property, this Sherman location keeps everyday conveniences and recreation within easy reach. FM 1417 and US-75 provide convenient access to the US-75 or US-82 shopping and dining corridor, while Herman Baker Park offers Pickens Lake and trails for hiking, biking, and fishing. When the weekend calls for more time outdoors, Lake Texoma offers opportunities for boating, fishing, camping, and recreation. Comfortable living, outdoor space, everyday convenience, and plenty to explore nearby come together here. Schedule a showing and experience how naturally this home can fit into your daily life.

Facts & features

Interior

Features

  • Built In Features
  • Granite Counters

Heating & cooling

  • Heating: Central, Electric
  • Cooling: Central Air, Ceiling Fans, Electric

Appliances

  • Disposal

Exterior & lot

Construction

  • Style: Contemporary Modern, Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Slab

Parking

  • Garage spaces: 2
  • Driveway

Community

Neighborhood

  • Subdivision: Heritage Farms Estates

HOA

  • Heritage HOA

Schools

  • District: Sherman ISD
  • Elementary: Henry W Sory
  • Middle: Piner
  • High: Sherman

Financial & listing details

Listing

  • Price per sq ft: $173
  • County: Grayson
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$1,949/mo

Principal & interest
$1,810/mo
Property taxes
Not available
Homeowners insurance (est.)
$117/mo
HOA dues
$22/mo
Loan amount
$225,000
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data (not available for this home) and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Daniel Harker

Keller Williams Realty DPR

972-732-6000

MLS #
21403842

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

Want to buy this home with seller financing?
We can help.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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