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Financing available

$323,500

1305 Koto Wood Drive, Royse City, TX 75189

4
beds
2
baths
2,131
sqft

Est. with seller financing: $3,167/mo

  • Single-family
  • Built in 2014
  • 6,142 sq ft lot
  • $152/sqft
  • $48/mo HOA
  • Hunt County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

USDA ELIGIBLE – ZERO DOWN PAYMENT AVAILABLE FOR QUALIFIED BUYERS! Why wait on new construction, or pay extra for upgrades, when this beautifully maintained, 1 OWNER Megatel home is ready now? Thoughtfully designed with custom touches throughout, this 4-bedroom, 2-bath home also includes a flexible bonus room that can serve as a home office, playroom, workout space, or second living area. The open-concept layout is filled with features that often come at an additional cost in new construction, including wood flooring, crown molding, 5-inch baseboards, custom cabinetry, granite countertops, an oversized kitchen island, gas fireplace, tankless water heater, smart-home features, ENERGY STAR efficiency, and a drip irrigation system. The recently replaced outdoor HVAC unit adds even more value and peace of mind. Pride of ownership is evident throughout this move-in-ready home. It has been carefully maintained and offers the opportunity to enjoy the feel of a newer home without the construction delays, upgrade costs, or added expenses that can come with building. Located in the desirable Verandah community, residents enjoy access to a community pool, parks, walking trails, a soccer field, and a fishing lake. Convenient access to I-30 makes commuting to Rockwall, Greenville, shopping, dining, and surrounding areas easy. If you have been comparing resale homes with new construction, this one deserves a closer look. The upgrades are already included, the home is ready now, and all that is missing is its next owner.

Facts & features

Interior

Features

  • Chandelier
  • Decorative Designer Lighting Fixtures
  • Double Vanity
  • Eat In Kitchen
  • Granite Counters
  • High Speed Internet
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Smart Home
  • Walk In Closets

Heating & cooling

  • Heating: Central
  • Cooling: Central Air

Flooring

  • Carpet
  • Ceramic Tile
  • Engineered Hardwood

Appliances

  • Convection Oven
  • Dishwasher
  • Electric Range
  • Disposal
  • Microwave
  • Tankless Water Heater

Fireplace

  • Fireplaces: 1
  • Gas
  • Heatilator
  • Living Room

Laundry

  • Laundry In Utility Room

Exterior & lot

Features

  • Lighting
  • Private Yard
  • Rain Gutters

Construction

  • Style: Traditional, Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick, Fiber Cement, Rock, Stone

Parking

  • Garage spaces: 2
  • Direct Access
  • Driveway
  • Garage Faces Front
  • Garage
  • Garage Door Opener
  • Lighted

Pool

  • Community

Lot

  • Landscaped
  • Sprinkler System
  • Few Trees

Community

Neighborhood

  • Subdivision: Verandah Ph 2b

HOA

  • Essex

Schools

  • District: Royse City ISD
  • Elementary: Fort
  • Middle: Royse City
  • High: Royse City

Financial & listing details

Listing

  • Price per sq ft: $152
  • County: Hunt
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$3,167/mo

Principal & interest
$2,343/mo
Property taxes
$625/mo
Homeowners insurance (est.)
$151/mo
HOA dues
$48/mo
Loan amount
$291,150
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Christy Simington

Coldwell Banker Apex, REALTORS

214-237-4500

MLS #
21352924

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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