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Financing available

$735,000

1308 Cartona Road, Fate, TX 75087

6
beds
5
baths
4,897
sqft

Est. with seller financing: $6,706/mo

  • Single-family
  • Built in 2023
  • 7,187 sq ft lot
  • $150/sqft
  • $100/mo HOA
  • Rockwall County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Welcome to 1308 Cartona Road, where grand scale meets relaxed, refined living in the desirable Monterra community. Built in 2023, this impressive 4,897-square-foot residence offers six bedrooms, five full baths and thoughtfully designed spaces for gathering, entertaining and unwinding. A dramatic entry with a sweeping dual staircase sets the tone, opening to two living areas and two dining spaces that transition effortlessly from everyday living to holiday celebrations. The expansive kitchen serves as the heart of the home with an oversized island, breakfast bar, gas cooktop, double ovens, abundant built-in cabinetry and a walk-in pantry. A dedicated breakfast area, dry bar and inviting fireplace make hosting feel effortless. The downstairs primary suite provides a private retreat, while five additional bedrooms offer exceptional flexibility for guests, home offices or hobbies. Upstairs, a spacious game room and open loft create an entire level for movie nights, gaming, reading and recreation. Outside, the covered rear porch overlooks a fenced backyard with a sprinkler system—ready for weekend cookouts, outdoor dining and evenings with friends. Additional highlights include an oversized side-entry two-car garage and generous storage throughout. Monterra residents enjoy access to a community pool, greenbelt, parks, playground, pickleball courts, and jogging and biking trails. Located within Rockwall ISD, this exceptional home delivers the space to gather, the flexibility to grow and a polished atmosphere that still feels comfortable, welcoming and fun.

Facts & features

Interior

Features

  • Built In Features
  • Dry Bar
  • Eat In Kitchen
  • Kitchen Island
  • Loft
  • Multiple Staircases
  • Pantry
  • Cable Tv
  • Walk In Closets

Heating & cooling

  • Heating: Central, Natural Gas
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Carpet
  • Engineered Hardwood
  • Tile

Appliances

  • Double Oven
  • Dishwasher
  • Gas Cooktop
  • Disposal
  • Vented Exhaust Fan

Fireplace

  • Fireplaces: 1
  • Living Room

Laundry

  • Washer Hookup
  • Dryer Hookup

Exterior & lot

Construction

  • Style: Traditional, Detached
  • Stories: 2
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick

Parking

  • Garage spaces: 2
  • Door Single
  • Driveway
  • Garage
  • Garage Door Opener
  • Inside Entrance
  • Lighted
  • Oversized
  • Garage Faces Side

Pool

  • Community

Lot

  • Interior Lot
  • Subdivision
  • Sprinkler System

Community

Neighborhood

  • Subdivision: Monterra Ph 1a

HOA

  • Monterra HOA

Schools

  • District: Rockwall ISD
  • Elementary: Celia Hays
  • Middle: JW Williams
  • High: Rockwall

Financial & listing details

Listing

  • Price per sq ft: $150
  • County: Rockwall
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$6,706/mo

Principal & interest
$5,323/mo
Property taxes
$940/mo
Homeowners insurance (est.)
$343/mo
HOA dues
$100/mo
Loan amount
$661,500
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Lisa Richardson

Compass RE Texas, LLC.

214-814-8100

MLS #
21386711

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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