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Financing available

$289,000

1314 N 15th Street, Waco, TX 76707

4
beds
2
baths
2,122
sqft

Est. with seller financing: $2,624/mo

  • Single-family
  • Built in 1912
  • 8,407 sq ft lot
  • $136/sqft
  • McLennan County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Come fall in love with this charming and fully updated home located at 1314 N. 15th St. in the heart of Waco thats Zoned O-3(Mixed Use), meaning it has residential and commercial applications! This warm and inviting property boasts 4 bedrooms and 2 bathrooms spread across a spacious 2,122 square feet- with 2 living rooms with 2 gas fireplaces. The 4th bedroom is a flex space that could be used as an office or hobby room, providing plenty of room for your family to grow and make memories. Step inside and be greeted by the stunning upgraded luxury Vinyl Plank flooring that flows throughout the entire home, perfectly complementing the fresh paint on the interior. The updated restrooms featuring upgraded counter-tops, new cabinets and updated shower in one restroom and updated bathtub-shower combo in the other. The kitchen features granite counter-tops, tons of cabinet space, new Vinyl plank flooring, an upgraded back splash and it comes with stainless steel appliances, including a range, a vent-a-hold and dishwasher. Not only does this home have all the necessary updates, but it also comes with newer roof, giving you peace of mind and eliminating any future maintenance worries, updated windows for energy efficiency, a tankless water heater for hot water on demand and a newer central heat and air unit. The backyard is perfect for entertaining or simply enjoying some outdoor time with your loved ones as there is a large concrete pad area. The back structure has been gutted, Its a shell that could be made into a workshop area or converted into a office, a rental unit or a guest house. Conveniently located, this property is just a stone's throw away from Baylor Universitys McLane Staduim, Cameron Park, downtown Waco, I-35, shopping, schools, local colleges, and a variety of restaurants. Don't miss out on the opportunity to make this gem your own. Book your showing today and start living your best life at 1314 N. 15th St. Waco, Tx 76707!

Facts & features

Interior

Features

  • Decorative Designer Lighting Fixtures
  • Double Vanity
  • Eat In Kitchen
  • Granite Counters
  • Multiple Staircases

Heating & cooling

  • Heating: Central, Natural Gas
  • Cooling: Central Air, Electric

Flooring

  • Carpet
  • Luxury Vinyl Plank

Appliances

  • Dishwasher
  • Gas Range
  • Tankless Water Heater

Fireplace

  • Fireplaces: 2
  • Gas

Laundry

  • Washer Hookup
  • Laundry In Utility Room

Exterior & lot

Construction

  • Style: Craftsman, Tudor, Detached
  • Stories: 2
  • Roof: Composition
  • Foundation: Pillar Post Pier
  • Materials: Stucco

Parking

  • Concrete

Community

Neighborhood

  • Subdivision: Fitzhugh & Damron

Schools

  • District: Waco ISD
  • Elementary: West Avenue
  • Middle: Cesar Chavez
  • High: Waco

Financial & listing details

Listing

  • Price per sq ft: $136
  • County: McLennan
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$2,624/mo

Principal & interest
$2,093/mo
Property taxes
$396/mo
Homeowners insurance (est.)
$135/mo
Loan amount
$260,100
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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Listing courtesy of Daniel Tagle Jr., ERA Courtyard Real Estate · MLS #21160436 · 254-235-7788

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

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