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Financing available

$599,900

13650 Karah Lane, Lindale, TX 75771

4
beds
2.5
baths
2,882
sqft

Est. with seller financing: $5,357/mo

  • Single-family
  • Built in 2005
  • 30,013 sq ft lot
  • $208/sqft
  • $13/mo HOA
  • Smith County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Welcome to a rare opportunity in the highly sought after Arbor Estates, where the peaceful feel of country living meets the convenience of being just minutes from town. Situated on a spacious 0.69-acre lot outside the city limits, this beautifully updated 4-bedroom, 2.5-bath home is surrounded by mature trees and picturesque pasture views, creating a private and serene setting while remaining only approximately 5 minutes from downtown. Inside, the home offers a warm and inviting atmosphere with numerous updates throughout, including beautiful hardwood flooring, fresh interior paint, granite countertops, and a gas range. Carpeted guest bedrooms provide added comfort, while the spacious layout offers flexibility for everyday living and entertaining. Recent improvements include a new cedar privacy fence, an approximately 2-year-old HVAC system, 6-year-old roof, 5-year-old tankless water heater, and updated finishes throughout. Step outside and enjoy the privacy and space this property provides. The fenced backyard offers room to relax, entertain, or enjoy the surrounding natural beauty. A private water well provides a convenient water source for lawn irrigation, helping keep the grounds looking their best. With its mature trees, pasture surroundings, generous lot, thoughtful updates, and unbeatable location just outside the city limits, this Arbor Estates property offers a unique lifestyle that is increasingly hard to find—peaceful country living without sacrificing the convenience of being close to town.

Facts & features

Interior

Features

  • Built In Features
  • Chandelier
  • Cathedral Ceilings
  • Double Vanity
  • Eat In Kitchen
  • Granite Counters
  • High Speed Internet
  • Kitchen Island
  • Pantry
  • Cable Tv
  • Walk In Closets

Heating & cooling

  • Heating: Central, Fireplaces, Natural Gas
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Tile
  • Wood

Appliances

  • Convection Oven
  • Double Oven
  • Dishwasher
  • Gas Cooktop
  • Disposal
  • Tankless Water Heater

Fireplace

  • Fireplaces: 2
  • Gas Log

Laundry

  • Washer Hookup
  • Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Features

  • Rain Gutters

Construction

  • Style: Traditional, Detached
  • Stories: 1
  • Roof: Composition, Shingle
  • Foundation: Slab
  • Materials: Brick, Stone Veneer

Parking

  • Garage spaces: 2
  • Concrete
  • Driveway
  • Garage

Lot

  • Back Yard
  • Cul De Sac
  • Hardwood Trees
  • Lawn
  • Many Trees
  • Sprinkler System

Community

Neighborhood

  • Subdivision: Arbor Estates

HOA

  • Arbor Estates

Schools

  • District: Lindale ISD
  • Elementary: Lindale
  • Middle: Moss
  • High: Lindale

Financial & listing details

Listing

  • Price per sq ft: $208
  • County: Smith
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$5,357/mo

Principal & interest
$4,344/mo
Property taxes
$720/mo
Homeowners insurance (est.)
$280/mo
HOA dues
$13/mo
Loan amount
$539,910
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Jonathan Whitehurst

Dwell Realty

903-525-9317

MLS #
21378523

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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