HFPHome Finance
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Financing available

$800,000

137 Cactus Road, Waxahachie, TX 75165

4
beds
2.5
baths
2,835
sqft

Est. with seller financing: $6,166/mo

  • Single-family
  • Built in 1999
  • 217,800 sq ft lot
  • $282/sqft
  • Ellis County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Opportunities like this are few & far between. The address says Waxahachie, but the schools are sought after Palmer ISD, & the lifestyle is pure Texas. Built for those who appreciate craftsmanship over trends, this 4 bedroom custom home with flexible floor plan sits on five usable acres outside the city limits, giving you the freedom that has become increasingly hard to find. Open skies, fresh air, & enough room to make every season a little more memorable. For the horse enthusiast, the six-stall barn isn't an afterthought—it's part of the lifestyle. Saddle up after work instead of fighting traffic. Watch the kids learn responsibility in the barn before dinner. Ride the property, feed the horses at sunset, & enjoy the simple routines that never really feel like chores. When the work is done, the fun begins. Summer afternoons naturally drift toward the pool while friends & family gather around the outdoor kitchen, where brisket smokes low, stories grow taller, & nobody seems to be in a hurry to leave. The detached 30x40 workshop with overhangs stands ready for projects, equipment, classic cars, woodworking, or the business owner who finally has room to spread out. A circle drive welcomes guests with plenty of parking, while the fenced acreage offers peace of mind for children, pets, & livestock alike. Every part of this property was designed to be lived in—not just looked at. The location is every bit as appealing as the property itself. Enjoy the privacy of country living while remaining within easy reach of Waxahachie, Dallas, Ennis, Corsicana, & Interstate 45, making shopping, dining, healthcare, and commuting surprisingly convenient.

Facts & features

Interior

Features

  • Built In Features
  • Chandelier
  • Decorative Designer Lighting Fixtures
  • Eat In Kitchen
  • Kitchen Island
  • Open Floorplan
  • Walk In Closets

Heating & cooling

  • Heating: Central, Electric, Fireplaces
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Tile
  • Vinyl
  • Wood

Appliances

  • Dishwasher
  • Electric Cooktop
  • Electric Oven
  • Electric Water Heater
  • Microwave

Fireplace

  • Fireplaces: 2
  • Outside
  • Wood Burning

Laundry

  • Electric Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Features

  • Outdoor Grill
  • Outdoor Kitchen
  • Storage

Construction

  • Style: Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick

Parking

  • Garage spaces: 3
  • Covered
  • Carport
  • Detached Carport
  • Driveway
  • Electric Gate
  • Enclosed
  • Gated
  • Garage Faces Side
  • Workshop In Garage
  • Boat
  • Rv Access Parking

Pool

  • Gunite
  • In Ground
  • Pool

Lot

  • Acreage
  • Interior Lot
  • Landscaped

Community

Neighborhood

  • Subdivision: G W Younger

Schools

  • District: Palmer ISD
  • Elementary: Palmer
  • Middle: Palmer
  • High: Palmer

Financial & listing details

Listing

  • Price per sq ft: $282
  • County: Ellis
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$6,166/mo

Principal & interest
$5,793/mo
Property taxes
Not available
Homeowners insurance (est.)
$373/mo
Loan amount
$720,000
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data (not available for this home) and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Melissa McClain

Coldwell Banker Realty

972-351-5000

MLS #
21361544

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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