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Financing available

$415,000

1395 Bay Line Drive, Rockwall, TX 75087

3
beds
2.5
baths
2,258
sqft

Est. with seller financing: $3,808/mo

  • Single-family
  • Built in 2009
  • 18,208 sq ft lot
  • $184/sqft
  • $48/mo HOA
  • Rockwall County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Space to breathe in Caruth Lake — this Rockwall home sits on a nearly half-acre lot, one of the larger footprints you'll find in the neighborhood, with a wood-fenced backyard that gives you real room to spread out. A covered deck and built-in barbecue make it easy to grill and unwind, and there's still plenty of yard left over for a pool, garden, play space, or just letting the dogs run. Inside, the layout works well for everyday living and entertaining alike. You'll find two separate living areas and two dining spaces downstairs, giving everyone room to gather or spread out as needed. The primary suite is conveniently located on the main floor, complete with dual sinks, a garden tub, separate shower, and a walk-in closet. Upstairs, two secondary bedrooms share a full bath, along with a spacious game room that's perfect as a second living area, media room, or hangout space. This is a home full of possibility — spacious, with room to relax, host, and make it your own. Caruth Lake residents also enjoy access to a clubhouse, community pool, fishing, and jogging paths, rounding out the lifestyle this neighborhood has to offer.

Facts & features

Interior

Features

  • High Speed Internet
  • Cable Tv
  • Walk In Closets

Heating & cooling

  • Heating: Central, Fireplaces
  • Cooling: Central Air, Ceiling Fans

Flooring

  • Carpet
  • Laminate
  • Tile

Appliances

  • Gas Range
  • Microwave

Fireplace

  • Fireplaces: 1
  • Living Room

Laundry

  • Laundry In Utility Room

Exterior & lot

Features

  • Built In Barbecue
  • Barbecue

Construction

  • Style: Traditional, Detached
  • Stories: 2
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick

Parking

  • Garage spaces: 2
  • Driveway
  • Garage Faces Rear

Pool

  • Community

Lot

  • Interior Lot

Community

Neighborhood

  • Subdivision: Caruth Lake Ph 6

HOA

  • Caruth HOA

Schools

  • District: Rockwall ISD
  • Elementary: Dobbs
  • Middle: JW Williams
  • High: Rockwall

Financial & listing details

Listing

  • Price per sq ft: $184
  • County: Rockwall
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$3,808/mo

Principal & interest
$3,005/mo
Property taxes
$561/mo
Homeowners insurance (est.)
$194/mo
HOA dues
$48/mo
Loan amount
$373,500
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

See If You Qualify

Listing courtesy of Deborah Branch, Ebby Halliday, REALTORS · MLS #21342397 ·

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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