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Financing available

$275,000

1411 Saratoga Drive, Sherman, TX 75092

3
beds
2
baths
1,576
sqft

Est. with seller financing: $2,612/mo

  • Single-family
  • Built in 2021
  • 6,621 sq ft lot
  • $174/sqft
  • $22/mo HOA
  • Grayson County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Welcome to 1411 Saratoga Dr. in Sherman, TX — a beautifully maintained 3-bedroom, 2-bath home offering 1,576 sqft of stylish and comfortable living space! From the moment you arrive, you’ll love the charming curb appeal with modern farmhouse touches, manicured landscaping, and inviting front porch accents. Inside, the open-concept layout creates the perfect flow for everyday living and entertaining. The spacious living room features abundant natural light, warm wood-look flooring, and a stunning brick fireplace that serves as the heart of the home. The kitchen is both functional and beautiful with granite countertops, stainless steel appliances, ample cabinet space, and an easy connection to the dining and living areas. The private primary suite offers a relaxing retreat with a spacious bedroom and ensuite bath, while the additional bedrooms provide flexibility for family, guests, or a home office. Step outside to enjoy the covered back patio and large fenced backyard — perfect for summer BBQs, kids, pets, or simply relaxing after a long day. Located in a desirable neighborhood with convenient access to schools, shopping, dining, and commuting routes, this move-in ready home offers the perfect combination of comfort, style, and location. Don’t miss your chance to make 1411 Saratoga Dr. Sherman your next home!

Facts & features

Interior

Features

  • Decorative Designer Lighting Fixtures
  • Eat In Kitchen
  • Granite Counters
  • High Speed Internet
  • Open Floorplan
  • Cable Tv

Heating & cooling

  • Heating: Central, Electric
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Luxury Vinyl Plank
  • Tile

Appliances

  • Dishwasher
  • Electric Oven
  • Electric Range
  • Disposal
  • Microwave

Fireplace

  • Fireplaces: 1
  • Wood Burning

Laundry

  • Washer Hookup
  • Dryer Hookup
  • Electric Dryer Hookup

Exterior & lot

Construction

  • Style: Farmhouse, Modern, Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick

Parking

  • Garage spaces: 2
  • Garage Faces Front

Community

Neighborhood

  • Subdivision: HERITAGE FARMS EST

HOA

  • Heritage Farms Estates HOA

Schools

  • District: Sherman ISD
  • Elementary: Henry W Sory
  • Middle: Piner
  • High: Sherman

Financial & listing details

Listing

  • Price per sq ft: $174
  • County: Grayson
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$2,612/mo

Principal & interest
$1,991/mo
Property taxes
$471/mo
Homeowners insurance (est.)
$128/mo
HOA dues
$22/mo
Loan amount
$247,500
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

See If You Qualify

Listing courtesy of Taylor Vannoy, eXp Realty LLC · MLS #21274886 ·

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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