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Financing available

$450,000

15077 Saddle Ridge Circle, Terrell, TX 75160

4
beds
3
baths
2,334
sqft

Est. with seller financing: $4,051/mo

  • Single-family
  • Built in 2016
  • 46,609 sq ft lot
  • $193/sqft
  • $8/mo HOA
  • Kaufman County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Experience the perfect blend of country living and modern comfort in this stunning 4-bedroom, 3-bath custom home situated on a spacious, fenced homesite in the highly sought-after Saddle Ridge community. Thoughtfully designed with an open-concept floor plan, this home features a large living area that flows seamlessly into the chef’s eat in kitchen, complete with abundant cabinetry, granite countertops, stainless steel appliances, double ovens, and an oversized island perfect for gathering and entertaining. The private primary suite offers a relaxing retreat with a spa-inspired bath featuring dual vanities, a soaking tub, separate shower, and a generous walk-in closet. Two additional bedrooms are located on the main level, while the upstairs bedroom, full bath, and expansive loft provide the perfect space for guests, a game room, home office, or multi-generational living. Step outside to enjoy the impressive covered patio overlooking the expansive backyard, offering plenty of room for outdoor entertaining, recreation, pets, or future additions. The fenced yard, fire pit area, and wide-open views create the ideal setting to enjoy peaceful Texas sunsets. Conveniently located with easy access to Terrell, Forney, and major commuting routes, this property delivers the tranquility of country living without sacrificing convenience.

Facts & features

Interior

Features

  • Built In Features
  • Decorative Designer Lighting Fixtures
  • Eat In Kitchen
  • Granite Counters
  • High Speed Internet
  • Kitchen Island
  • Open Floorplan
  • Cable Tv
  • Vaulted Ceilings
  • Walk In Closets

Heating & cooling

  • Heating: Central, Electric
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Ceramic Tile
  • Luxury Vinyl Plank

Appliances

  • Convection Oven
  • Double Oven
  • Dishwasher
  • Electric Cooktop
  • Electric Oven
  • Disposal
  • Microwave

Laundry

  • Washer Hookup
  • Dryer Hookup

Exterior & lot

Features

  • Rain Gutters

Construction

  • Style: Traditional, Detached
  • Stories: 2
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick

Parking

  • Garage spaces: 2
  • Garage Faces Front

Lot

  • Acreage
  • Back Yard
  • Interior Lot
  • Lawn
  • Landscaped
  • Subdivision
  • Sprinkler System

Community

Neighborhood

  • Subdivision: Longspur Estates

HOA

  • Willowcrest Development INC.

Schools

  • District: Terrell ISD
  • Elementary: Wood
  • Middle: Furlough
  • High: Terrell

Financial & listing details

Listing

  • Price per sq ft: $193
  • County: Kaufman
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$4,051/mo

Principal & interest
$3,259/mo
Property taxes
$574/mo
Homeowners insurance (est.)
$210/mo
HOA dues
$8/mo
Loan amount
$405,000
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Pam Hudson

Peak Point Real Estate

817-291-1420

MLS #
21291486

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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