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Financing available

$399,900

1631 Massey Lane, McKinney, TX 75071

4
beds
3.5
baths
2,274
sqft

Est. with seller financing: $3,643/mo

  • Single-family
  • Built in 2021
  • 6,621 sq ft lot
  • $176/sqft
  • $38/mo HOA
  • Collin County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

A rare opportunity in Weston Ridge! This 4-bedroom, 3.5-bath McKinney home offers 2,274 square feet of thoughtfully designed living space and an **assumable FHA loan at 3.125%**, a rate well below today’s market. Built in 2021 and beautifully maintained, this two-story home features a flexible, functional floor plan with an open-concept kitchen, dining and family area that flows naturally for everyday living and entertaining. Four bedrooms provide flexibility for family, guests, a home office or multigenerational living. A 2-car garage adds everyday convenience. Qualified buyers may be able to assume the existing FHA loan and use secondary financing for the difference between the loan balance and purchase price. Ask for details about the FHA assumption process and buyer qualification requirements. Located in Weston Ridge with convenient access to US-75 and US-380, plus nearby shopping, dining and everyday essentials. Annual HOA dues are just $450.

Facts & features

Interior

Features

  • Decorative Designer Lighting Fixtures
  • Double Vanity
  • Granite Counters
  • High Speed Internet
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Cable Tv
  • Walk In Closets
  • Wired For Sound

Heating & cooling

  • Heating: Central, Natural Gas
  • Cooling: Central Air, Ceiling Fans

Flooring

  • Carpet
  • Laminate
  • Tile

Appliances

  • Dishwasher
  • Electric Oven
  • Gas Cooktop
  • Disposal
  • Gas Water Heater
  • Microwave
  • Refrigerator

Fireplace

  • Fireplaces: 1
  • Gas
  • Gas Log
  • Living Room

Laundry

  • Washer Hookup
  • Electric Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Features

  • Lighting
  • Rain Gutters

Construction

  • Style: Traditional, Detached
  • Stories: 2
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick, Concrete, Wood Siding

Parking

  • Garage spaces: 2
  • Concrete
  • Direct Access
  • Driveway
  • Garage Faces Front
  • Garage
  • Garage Door Opener

Lot

  • Back Yard
  • Cleared
  • Lawn
  • Level
  • Sprinkler System

Community

Neighborhood

  • Subdivision: Weston Ridge Ph 2

HOA

  • Flock Management

Schools

  • District: McKinney ISD
  • Elementary: Finch
  • Middle: Johnson
  • High: McKinney North

Financial & listing details

Listing

  • Price per sq ft: $176
  • County: Collin
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$3,643/mo

Principal & interest
$2,896/mo
Property taxes
$522/mo
Homeowners insurance (est.)
$187/mo
HOA dues
$38/mo
Loan amount
$359,910
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

See If You Qualify

Listing courtesy of Loretta Sercy, eXp Realty LLC · MLS #21369775 · 888-519-7431

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

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