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Financing available

$479,900

1813 County Road 123, Gainesville, TX 76240

3
beds
2.5
baths
1,947
sqft

Est. with seller financing: $4,094/mo

  • Single-family
  • Built in 2004
  • 48,787 sq ft lot
  • $246/sqft
  • Cooke County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Enjoy peaceful country living without sacrificing convenient access to city amenities! Situated on just over an acre near Gainesville, this fully fenced property offers plenty of room for animals, recreation, and outdoor living. Built in 2004 and the beautiful remodel was just finished in 2026. The home features just under 2,000 square feet with three bedrooms, two-and-a-half bathrooms, a private office, and an oversized game room or man cave. The spectacular kitchen offers abundant cabinetry, generous counter space, a large island, and plenty of windows that fill the home with natural light. The kitchen opens to a beautiful modern living room centered around a welcoming fireplace—perfect for entertaining or relaxing at home. Outside, a spacious shop provides exceptional room for projects, equipment, hobbies, or additional storage. This property delivers the space, privacy, and country lifestyle you’ve been looking for, all within easy reach of Gainesville’s shopping, dining, and everyday conveniences.

Facts & features

Interior

Features

  • Eat In Kitchen
  • High Speed Internet
  • Cable Tv
  • Walk In Closets

Heating & cooling

  • Heating: Central, Electric, Fireplaces
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Carpet
  • Concrete
  • Tile

Appliances

  • Dishwasher
  • Electric Range
  • Microwave

Fireplace

  • Fireplaces: 1
  • Masonry
  • Wood Burning

Laundry

  • Washer Hookup
  • Electric Dryer Hookup

Exterior & lot

Features

  • Lighting
  • Rain Gutters
  • Storage

Construction

  • Style: Traditional, Detached
  • Stories: 1
  • Roof: Shingle
  • Foundation: Slab
  • Materials: Brick

Parking

  • Additional Parking
  • Driveway

Lot

  • Acreage
  • Back Yard
  • Interior Lot
  • Lawn
  • Few Trees

Community

Neighborhood

  • Subdivision: Rutledge T

Schools

  • District: Gainesville ISD
  • Elementary: Chalmers
  • Middle: Gainesvill
  • High: Gainesvill

Financial & listing details

Listing

  • Price per sq ft: $246
  • County: Cooke
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$4,094/mo

Principal & interest
$3,475/mo
Property taxes
$395/mo
Homeowners insurance (est.)
$224/mo
Loan amount
$431,910
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

John Winfree

INC Realty, LLC

(972) 351-1095

MLS #
21383736

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

Want to buy this home with seller financing?
We can help.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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