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Financing available

$500,000

19399 State Highway 274, Kemp, TX 75143

6
beds
5.5
baths
3,965
sqft

Est. with seller financing: $3,854/mo

  • Single-family
  • Built in 1970
  • 461,692 sq ft lot
  • $126/sqft
  • Kaufman County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Two homes, 10.5 fenced acres and serious workspace come together on this versatile East Texas property in Kemp. It includes a 1991 sq. foot brick home with three bedrooms and three baths plus an updated 1974 sq. foot double wide manufactured home with three bedrooms and two and a half baths. The well cared for brick home offers an open floor plan, wood burning fireplace, large sunroom, attached garage and two car carport. The second home adds a beautiful updated kitchen, two living areas, fireplace, its own two car carport and an above ground pool with deck.Together, the residences create flexible options for multigenerational living, extended stays, separate households, rental income or simply having more room. A 40x60 insulated warehouse with electricity, overhead door and covered parking provides substantial room for equipment, projects, storage or business support needs. The covered area can accommodate an RV, heavy equipment and more. The acreage is fenced and cross fenced, with horses and cattle currently on the property. Two seasonal ponds, a greenhouse, a small barn and several smaller storage buildings add to its small farm and outdoor living appeal. Make sure you don’t miss the outdoor gathering area beneath the gorgeous shade trees. A beautiful and inviting place to sit back and unwind at the end of the day. Highway frontage provides convenient access and visibility but the homes and primary improvements sit farther back from the road for privacy. There is an additional building with electricity near the highway offering further workshop, office, storage or business potential. Whether your plans include two households, animals, gardening, a home based operation or more room for the things you enjoy, this property gives you space to make those plans work. Square footage and room count shown on listing is a combination of both homes. The manufactured home was built in 2016. The brick home was built in 1970.

Facts & features

Interior

Features

  • Built In Features
  • Eat In Kitchen
  • Kitchen Island
  • Open Floorplan
  • Natural Woodwork
  • Walk In Closets

Heating & cooling

  • Heating: Central, Electric
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Carpet
  • Luxury Vinyl Plank
  • Tile

Appliances

  • Dishwasher
  • Electric Range
  • Electric Water Heater
  • Disposal
  • Microwave

Fireplace

  • Fireplaces: 2
  • Wood Burning

Exterior & lot

Features

  • Storage

Construction

  • Style: Detached, Farmhouse
  • Stories: 1
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick

Parking

  • Garage spaces: 2
  • Attached Carport
  • Additional Parking
  • Detached Carport
  • Electric Gate
  • Oversized
  • Rv Garage
  • Storage
  • Boat
  • Rv Access Parking

Pool

  • Above Ground
  • Pool

Lot

  • Acreage
  • Back Yard
  • Cleared
  • Lawn
  • Landscaped
  • Level
  • Pasture

Community

Neighborhood

  • Subdivision: Kemp

Schools

  • District: Kemp ISD
  • Elementary: Kemp
  • Middle: Kemp
  • High: Kemp

Financial & listing details

Listing

  • Price per sq ft: $126
  • County: Kaufman
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$3,854/mo

Principal & interest
$3,621/mo
Property taxes
Not available
Homeowners insurance (est.)
$233/mo
Loan amount
$450,000
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data (not available for this home) and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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Listing courtesy of Jamye Montgomery, KW-Cedar Creek Lake Properties · MLS #21336083 ·

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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