HFPHome Finance
Partner
Powered byDoorly
1 / 40
Financing available

$585,000

198 Spanish Moss Trail, Rhome, TX 76078

4
beds
3
baths
2,629
sqft

Est. with seller financing: $5,599/mo

  • Single-family
  • Built in 2022
  • 32,060 sq ft lot
  • $223/sqft
  • $63/mo HOA
  • Wise County

Interested in this home?

Seller financing is available to qualified buyers.

Powered byDoorly

About this home

Single-story living, 0.74 acres, and a 30' x 30' Mueller red iron steel shop—all tucked away on a quiet cul-de-sac in Northwest ISD. Completed in 2023, this home offers something that’s getting harder to find: room to spread out, peaceful and secluded views, and the functionality of a newer home. Inside, you’ll find 4 bedrooms PLUS a dedicated office, a split floor plan for added privacy, fresh paint, durable flooring, and an open living space made for everyday life and entertaining. The crisp white kitchen features stainless steel appliances and an oversized island, while the primary suite offers dual sinks, a dedicated makeup vanity, walk-in shower, soaking tub, and large walk-in closet. A water softening system, tankless water heater, and Trane HVAC system add even more everyday comfort and convenience. Outside is where this property really sets itself apart. The 900-square-foot Mueller Red Iron Steel Shop features 14-foot ceilings, welded construction, and spray-foam insulation. The fully fenced yard, two covered patios, and thoughtfully added landscaping—including fruit trees, weeping willows, and crape myrtles—make the property feel peaceful, private, and established. Home. Office. Workshop. Entertaining space. Serene views. Nearly three-quarters of an acre. This one gives you room to live the way you want.

Facts & features

Interior

Features

  • Built In Features
  • Decorative Designer Lighting Fixtures
  • Double Vanity
  • Eat In Kitchen
  • High Speed Internet
  • Kitchen Island
  • Open Floorplan
  • Walk In Closets
  • Wired For Sound

Heating & cooling

  • Heating: Central, Electric, Energy Star Qualified Equipment
  • Cooling: Central Air, Ceiling Fans, Electric, Energy Star Qualified Equipment

Flooring

  • Carpet
  • Ceramic Tile

Appliances

  • Dishwasher
  • Electric Cooktop
  • Electric Oven
  • Disposal
  • Water Softener
  • Tankless Water Heater

Fireplace

  • Fireplaces: 1
  • Living Room
  • Masonry
  • Wood Burning

Laundry

  • Laundry In Utility Room

Exterior & lot

Construction

  • Style: Traditional, Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick

Parking

  • Garage spaces: 2
  • Additional Parking
  • Garage
  • Gated
  • Garage Faces Side
  • Workshop In Garage

Pool

  • Community

Lot

  • Acreage
  • Back Yard
  • Cul De Sac
  • Lawn
  • Sprinkler System

Community

Neighborhood

  • Subdivision: Fairview Mdws Ph 3

HOA

  • Foundation HOA Management

Schools

  • District: Northwest ISD
  • Elementary: Sevenhills
  • Middle: Chisholmtr
  • High: Northwest

Financial & listing details

Listing

  • Price per sq ft: $223
  • County: Wise
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$5,599/mo

Principal & interest
$4,236/mo
Property taxes
$1,027/mo
Homeowners insurance (est.)
$273/mo
HOA dues
$63/mo
Loan amount
$526,500
Seller financing rate (est.)
9.00%
Term
30-year fixed
Powered byDoorly

This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Want to buy this home with seller financing?
We can help.

Powered byDoorly

Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

See If You Qualify

Listing courtesy of Emelee Field, Century 21 Mike Bowman, Inc. · MLS #21375663 · 817-354-7653

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

More homes in Rhome