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Financing available

$365,000

205 Melody Way, Red Oak, TX 75154

4
beds: 2
baths: 2,010
sqft

Est. with seller financing: $3,427/mo

Single-family
Built in 2018
5,663 sq ft lot
$182/sqft
$50/mo HOA
Ellis County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Welcome home to this beautifully maintained single-story residence, built in 2018 and thoughtfully upgraded with luxury finishes throughout. This move-in-ready home features elegant porcelain tile flooring, crown molding, and an open, inviting floor plan designed for comfortable everyday living and entertaining. Enjoy the outdoors year-round from the screened-in patio, complete with security screening for added peace of mind. The professionally maintained sprinkler system helps keep the landscaping looking its best with ease. The home has been exceptionally well cared for and includes fresh paint in the main living areas completed within the past year, giving it a clean, modern feel. Every detail reflects pride of ownership, making this home truly stand out. If you’re looking for a newer, single-story home with premium upgrades, low-maintenance living, and timeless appeal, this property is a must-see.

Facts & features

Interior

Features

Chandelier
Kitchen Island
Open Floorplan
Pantry
Cable Tv
Walk In Closets

Heating & cooling

Heating: Central
Cooling: Central Air

Flooring

Carpet
Tile
Wood

Appliances

Dishwasher
Electric Range
Disposal
Refrigerator

Laundry

Washer Hookup
Dryer Hookup

Exterior & lot

Construction

Style: Detached
Stories: 1
Roof: Composition

Parking

Garage spaces: 2
Garage

Pool

Community

Community

Neighborhood

Subdivision: Harmony Ph 3

HOA

Gulf professional Property management

Schools

District: Red Oak ISD
Elementary: Red Oak
Middle: Red Oak
High: Red Oak

Financial & listing details

Listing

Price per sq ft: $182
County: Ellis
Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$3,427/mo

Down payment10% ($36,500)10%20%

See If You Qualify

Principal & interest: $2,643/mo
Property taxes: $564/mo
Homeowners insurance (est.): $170/mo
HOA dues: $50/mo

Loan amount: $328,500
Seller financing rate (est.): 9.00%
Term: 30-year fixed

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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

1
Get qualified
We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.
2
Pick this home
Once you're approved, tell us this is the one. We handle the purchase from the seller.
3
Move in
We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

David Saldivar

Douglas Elliman Real Estate

469-273-1431

MLS #: 21350496

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

Want to buy this home with seller financing?
We can help.

Powered byDoorly

Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

See If You Qualify