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Financing available

$565,000

2405 Chapel Oaks Drive, McKinney, TX 75071

4
beds
3
baths
3,264
sqft

Est. with seller financing: $5,440/mo

  • Single-family
  • Built in 2020
  • 8,451 sq ft lot
  • $173/sqft
  • $40/mo HOA
  • Collin County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Welcome to this beautifully designed home in one of McKinney's most desirable neighborhoods, offering a spacious and functional layout that adapts to every stage of life. A versatile bonus room provides the perfect space for a home office, hobby room, or study, while the formal living area offers an elegant setting for entertaining or everyday gatherings. The main level features a secondary bedroom along with a private primary suite complete with a spacious walk-in closet and an en-suite bathroom, creating a comfortable retreat. At the heart of the home, the family room is anchored by a cozy fireplace and flows effortlessly into the open kitchen and dining area, making it ideal for hosting family and friends. Upstairs, you'll find three additional bedrooms and a generous flex space that can easily serve as a game room, media room, playroom, fitness area, or second living room to fit your needs. Conveniently located near shopping, dining, parks, and top-rated schools with easy access to major roadways, this home offers the perfect combination of space, comfort, and versatility. Don't miss the opportunity to make it yours!Click the Virtual Tour link to view the 3D walkthrough. Discounted rate options and no lender fee future refinancing may be available for qualified buyers of this home.

Facts & features

Interior

Features

  • Cable Tv

Heating & cooling

  • Heating: Central
  • Cooling: Central Air

Flooring

  • Carpet

Appliances

  • Dishwasher

Fireplace

  • Fireplaces: 1
  • Gas
  • Wood Burning

Laundry

  • Washer Hookup
  • Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Construction

  • Style: Traditional, Detached
  • Stories: 2
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick

Parking

  • Garage spaces: 2
  • Driveway
  • Garage

Community

Neighborhood

  • Subdivision: Chapel Trails

HOA

  • Chapel Trails

Schools

  • District: McKinney ISD
  • Elementary: Slaughter
  • Middle: Dr Jack Cockrill
  • High: Mckinney Boyd

Financial & listing details

Listing

  • Price per sq ft: $173
  • County: Collin
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$5,440/mo

Principal & interest
$4,092/mo
Property taxes
$1,044/mo
Homeowners insurance (est.)
$264/mo
HOA dues
$40/mo
Loan amount
$508,500
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

See If You Qualify

Listing courtesy of Kelli Burke, Orchard Brokerage · MLS #21336264 · 844-515-9880

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

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