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Financing available

$639,000

248 Fm 3118, Clifton, TX 76634

3
beds
2
baths
2,343
sqft

Est. with seller financing: $5,338/mo

  • Single-family
  • Built in 2006
  • 609,840 sq ft lot
  • $273/sqft
  • Bosque County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Exceptional Country Estate Near Lake Whitney – 14 Acres, Saltwater Pool, Workshop & Ag Exemption! Experience the ultimate retreat with this impeccably maintained 14-acre sanctuary, perfectly positioned near Lake Whitney with seamless access to Waco and the DFW Metroplex. Secured by an automatic gated entry, this property offers unmatched privacy, rolling pastures, and mature shade trees—all backed by a valuable Agriculture Exemption. Light-Filled Living & Effortless Entertaining Inside, the home boasts a light-filled open concept featuring a sunlit den, a private dedicated study, and three spacious bedrooms. At the heart of the main living area, a double-sided gas fireplace connects the den and sunny breakfast nook. The gourmet kitchen centers around a functional island, perfect for gathering. The primary suite serves as a tranquil escape complete with a private ensuite bath. An Outdoor Oasis Built for Relaxation Unwind or host in style on the screened-in covered porch and adjacent pergola, or take a dip in the premium 18-foot saltwater pool, complete with custom decking and walk-in steps. Top-Tier Facilities & Key Capital Upgrades Ideal for hobbyists, RV owners, or storage needs, the property includes a multi-car attached garage, detached workshop with updated LED lighting, and a dedicated RV barn. Turnkey Peace of Mind—extensive updates ensure worry-free living: 2026: New primary bath & dining trim, new washer 2025: New water heater, updated workshop and garage LED lighting 2024: New high-efficiency HVAC system & pool liner 2023: Custom pool deck & low-voltage landscape lighting 2022: Screened porch updates & pool enhancements 2021: Exterior paint & seamless gutters 2019–2020: Reinforced and replaced perimeter fencing & custom landscaping Turnkey, serene, and exquisitely cared for—schedule your private tour today!

Facts & features

Interior

Features

  • Eat In Kitchen
  • Kitchen Island
  • Walk In Closets

Heating & cooling

  • Heating: Central
  • Cooling: Central Air, Ceiling Fans

Flooring

  • Carpet
  • Tile
  • Vinyl

Appliances

  • Dishwasher
  • Disposal
  • Microwave

Fireplace

  • Fireplaces: 1
  • Double Sided
  • Gas Log

Exterior & lot

Construction

  • Style: Traditional, Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick, Wood Siding

Parking

  • Garage spaces: 6
  • Additional Parking
  • Covered
  • Carport
  • Detached Carport
  • Garage
  • Garage Door Opener
  • Oversized

Pool

  • Above Ground
  • Pool
  • Salt Water
  • Vinyl

Lot

  • Acreage

Community

Neighborhood

  • Subdivision: Alta Vista

Schools

  • District: Clifton ISD
  • Elementary: Clifton
  • Middle: Clifton
  • High: Clifton

Financial & listing details

Listing

  • Price per sq ft: $273
  • County: Bosque
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$5,338/mo

Principal & interest
$4,627/mo
Property taxes
$413/mo
Homeowners insurance (est.)
$298/mo
Loan amount
$575,100
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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Listing courtesy of Heath Hartman, Redfin Corporation · MLS #21378321 · 972-954-4791

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

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