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Financing available

$245,000

2612 Spencer Circle, Royse City, TX 75189

3
beds
2
baths
1,628
sqft

Est. with seller financing: $1,917/mo

  • Single-family
  • Built in 2005
  • 7,013 sq ft lot
  • $150/sqft
  • $29/mo HOA
  • Rockwall County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Welcome to 2612 Spencer Circle in the sought after Woodland Creek community of Royse City. This beautifully maintained single story brick home offers 3 bedrooms, 2 full bathrooms, and 1,628 square feet of comfortable living space on a spacious 0.161 acre lot. Designed for both everyday living and effortless entertaining, the open concept layout creates a seamless flow between the kitchen, dining area, and expansive living room. At the heart of the home, the inviting living room features a stunning brick fireplace that adds warmth and character, while large windows fill the space with natural light. The spacious kitchen offers abundant cabinetry, generous counter space, black appliances, an electric range, and a breakfast bar that keeps everyone connected whether preparing meals or gathering with friends and family. The private primary suite provides a peaceful retreat with a large walk in closet and an ensuite bath complete with dual sinks, a soaking tub, separate shower, and plenty of storage. Two additional bedrooms offer flexibility for guests, a home office, or growing households. Step outside to discover an oversized fenced backyard with plenty of room for entertaining, outdoor dining, pets, gardening, or creating your dream outdoor oasis. Additional features include a utility room, ceiling fans, central heating and air, a two car front entry garage with opener, and a low maintenance brick exterior. Located in Royse City ISD and just minutes from shopping, dining, schools, parks, and major highways, this home delivers the perfect combination of comfort, convenience, and value. Whether you are purchasing your first home, downsizing, or looking for a smart investment, this move in ready property is ready for its next chapter. Schedule your private tour today and experience everything 2612 Spencer Circle has to offer.

Facts & features

Interior

Features

  • High Speed Internet
  • Cable Tv

Heating & cooling

  • Heating: Central, Electric
  • Cooling: Central Air, Ceiling Fans, Electric

Appliances

  • Dishwasher
  • Electric Range

Fireplace

  • Fireplaces: 1
  • Masonry

Laundry

  • Laundry In Utility Room

Exterior & lot

Construction

  • Style: Traditional, Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick

Parking

  • Garage spaces: 2
  • Door Single
  • Garage Faces Front
  • Garage
  • Garage Door Opener

Lot

  • Subdivision

Community

Neighborhood

  • Subdivision: Woodland Creek Ph 1

HOA

  • Woodland Creek

Schools

  • District: Royse City ISD
  • Elementary: Fort
  • Middle: Ouida Baley
  • High: Royse City

Financial & listing details

Listing

  • Price per sq ft: $150
  • County: Rockwall
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$1,917/mo

Principal & interest
$1,774/mo
Property taxes
Not available
Homeowners insurance (est.)
$114/mo
HOA dues
$29/mo
Loan amount
$220,500
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data (not available for this home) and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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Listing courtesy of Jenn Rock, Better Homes & Gardens, Winans · MLS #21324470 · 972-774-9888

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

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