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Financing available

$407,500

2629 Terrace Drive, McKinney, TX 75071

4
beds
2.5
baths
2,354
sqft

Est. with seller financing: $3,174/mo

  • Single-family
  • Built in 2001
  • 6,011 sq ft lot
  • $173/sqft
  • $33/mo HOA
  • Collin County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Welcome to this beautifully updated 4-bedroom, 2.5-bath home in one of McKinney’s most convenient locations! Thoughtfully remodeled and move-in ready, this spacious home features a highly desirable floor plan with the primary suite on the first floor, while three additional bedrooms and a versatile game room are located upstairs. The bright and inviting living spaces flow seamlessly, creating the perfect setting for everyday living and entertaining. The kitchen opens to the main living area, making it easy to stay connected with family and guests. Step outside to enjoy a cozy, private backyard—ideal for relaxing evenings, weekend gatherings, or simply unwinding after a long day. Conveniently located near Costco, Highway 75, and Highway 380, this home offers easy access to shopping, dining, schools, and major employers. As an added bonus, the refrigerator, washer, and dryer will convey with the property. A wonderful opportunity to own a beautifully updated home that combines comfort, convenience, and value. Schedule your showing today!

Facts & features

Interior

Features

  • Eat In Kitchen
  • Pantry
  • Tile Counters
  • Walk In Closets

Heating & cooling

  • Heating: Central, Natural Gas
  • Cooling: Central Air, Ceiling Fans, Gas

Flooring

  • Carpet
  • Laminate

Appliances

  • Convection Oven
  • Dishwasher
  • Electric Cooktop
  • Electric Oven
  • Disposal
  • Microwave

Fireplace

  • Fireplaces: 1
  • Masonry
  • Wood Burning

Laundry

  • Washer Hookup
  • Dryer Hookup
  • Electric Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Construction

  • Style: Detached
  • Stories: 2
  • Foundation: Slab

Parking

  • Garage spaces: 2
  • Driveway
  • Garage Faces Front
  • Garage
  • Garage Door Opener

Community

Neighborhood

  • Subdivision: Highpointe Ph 5a

HOA

  • Highpointe

Schools

  • District: McKinney ISD
  • Elementary: Vega
  • Middle: Johnson
  • High: Mckinney

Financial & listing details

Listing

  • Price per sq ft: $173
  • County: Collin
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$3,174/mo

Principal & interest
$2,951/mo
Property taxes
Not available
Homeowners insurance (est.)
$190/mo
HOA dues
$33/mo
Loan amount
$366,750
Seller financing rate (est.)
9.00%
Term
30-year fixed
Powered byDoorly

This estimate uses our seller financing program's rate. Taxes are from listing data (not available for this home) and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Want to buy this home with seller financing?
We can help.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

See If You Qualify

Listing courtesy of Helen Homavand, United Real Estate · MLS #21276883 ·

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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