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Financing available

$620,000

2792 S Fm Road 3099 S 1, Breckenridge, TX 76424

4
beds
3
baths
3,672
sqft

Est. with seller financing: $5,396/mo

  • Single-family
  • Built in 1985
  • 234,527 sq ft lot
  • $169/sqft
  • Stephens County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Privately tucked away just minutes from town yet outside the city limits, this beautifully maintained 4-bedroom, 3-bath estate offers refined country living on 5+ acres adjacent to the Breckenridge golf course. Accessed by a private drive, the setting provides rare seclusion with convenience to schools, shopping, and dining. Inside, a welcoming foyer opens to an expansive living area featuring vaulted ceilings, a wood-burning fireplace, and custom built-ins. The formal dining room comfortably accommodates large gatherings and includes a wet bar and wall of windows overlooking the covered patio and courtyard. The well-designed kitchen offers a center island with cooktop, wine refrigerator, abundant cabinetry, and flows seamlessly into a distinctive vaulted breakfast nook surrounded by windows and natural light. The spacious primary suite includes a sitting area and a spa-inspired bath with dual vanities, jetted tub, walk-in shower, built-ins, and an oversized walk-in closet. Three additional bedrooms provide flexibility for guests, home office, or hobby space. Thoughtful storage throughout includes custom built-ins, generous cabinetry, a functional utility room, and even a built-in pet space. Outdoor living is exceptional — enjoy a sparkling pool with water features, covered pavilion ideal for grilling and entertaining, extended courtyard, mature shade trees, and a dedicated firepit area. A 24x24 wired metal workshop with concrete flooring adds versatility for projects, equipment, or storage. Recent upgrades, including new windows and flooring, reflect pride of ownership and meticulous maintenance. A rare opportunity to own acreage, privacy, and golf course adjacency — all just minutes from town! Call today to unlock your next chapter!

Facts & features

Interior

Features

  • Wet Bar
  • Built In Features
  • Chandelier
  • Decorative Designer Lighting Fixtures
  • Double Vanity
  • Eat In Kitchen
  • Granite Counters
  • High Speed Internet
  • Kitchen Island
  • Multiple Master Suites
  • Open Floorplan
  • Pantry
  • Cable Tv
  • Vaulted Ceilings
  • Walk In Closets
  • Wired For Sound

Heating & cooling

  • Heating: Central, Electric, Fireplaces
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Tile

Appliances

  • Double Oven
  • Dryer
  • Dishwasher
  • Electric Cooktop
  • Electric Oven
  • Electric Water Heater
  • Disposal
  • Ice Maker
  • Microwave
  • Refrigerator
  • Washer
  • Wine Cooler

Fireplace

  • Fireplaces: 1
  • Masonry
  • Wood Burning

Laundry

  • Common Area
  • Washer Hookup
  • Dryer Hookup
  • Electric Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Features

  • Deck
  • Fire Pit
  • Rain Gutters
  • Storage

Construction

  • Style: Traditional, Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick

Parking

  • Additional Parking
  • Asphalt
  • Concrete
  • Driveway
  • Paved

Pool

  • In Ground
  • Outdoor Pool
  • Pool
  • Private
  • Water Feature

Lot

  • Acreage
  • Back Yard
  • Lawn
  • Landscaped
  • On Golf Course
  • Many Trees

Community

Neighborhood

  • Subdivision: Breckenridge

Schools

  • District: Breckenridge ISD
  • Elementary: South
  • Middle: Breckenrid
  • High: Breckenrid

Financial & listing details

Listing

  • Price per sq ft: $169
  • County: Stephens
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$5,396/mo

Principal & interest
$4,490/mo
Property taxes
$617/mo
Homeowners insurance (est.)
$289/mo
Loan amount
$558,000
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

See If You Qualify

Listing courtesy of Kipi Parks, Austin Lorraine Realty · MLS #21181743 ·

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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