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Financing available

$385,000

2810 Willow Lane, Melissa, TX 75454

4
beds
3
baths
2,189
sqft

Est. with seller financing: $3,764/mo

  • Single-family
  • Built in 2020
  • 6,011 sq ft lot
  • $176/sqft
  • $66/mo HOA
  • Collin County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Move-in ready and beautifully maintained-this fabulous single-story, 4 bedroom home offers a thoughtfully designed floor plan, inviting living spaces, and wonderful community amenities. NEW roof installed Jan 2026! A charming front elevation with a two-car garage welcomes you inside, where NEW paint and abundant natural light create a warm, inviting atmosphere throughout with 8 ft door ways and 10 ft ceilings! The flexible layout features three spacious bedrooms, with two secondary bedrooms privately situated together and sharing a full bath, while an additional bedroom is tucked away with convenient access to its own full bathroom, perfect for guests, a home office, or multigenerational living. A full-size utility room adds everyday convenience. At the heart of the home, the light-filled family room showcases a stunning cast stone fireplace and flows seamlessly into the dining area and spacious kitchen, creating an ideal setting for both entertaining and daily living. The chef-inspired kitchen is complete with an oversized island with seating, abundant cabinetry, decorative tile backsplash, gas cooktop, stainless steel appliances, generous prep space, and easy-care tile flooring. Privately located at the rear of the home, the spacious primary suite offers a relaxing retreat with an ensuite bath featuring dual vanities, a garden tub, separate walk-in shower, and a large walk-in closet. Step outside to enjoy the oversized covered patio overlooking the fenced backyard, perfect for morning coffee, outdoor dining, or relaxing evenings. Additional highlights include solar panels for improved energy efficiency! Residents enjoy an outstanding amenity-rich community featuring scenic fishing lakes,a clubhouse, resort-style pool, splash pads, parks, playgrounds, and miles of walking trails, making this home the perfect blend of comfort, convenience, and lifestyle. Solar panel system is already paid off for new buyer!

Facts & features

Interior

Features

  • Decorative Designer Lighting Fixtures
  • Double Vanity
  • Eat In Kitchen
  • High Speed Internet
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Cable Tv
  • Walk In Closets

Heating & cooling

  • Heating: Central, Electric, Fireplaces
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Carpet
  • Ceramic Tile
  • Tile

Appliances

  • Some Gas Appliances
  • Dishwasher
  • Electric Water Heater
  • Gas Cooktop
  • Disposal
  • Gas Oven
  • Gas Range
  • Microwave
  • Plumbed For Gas
  • Tankless Water Heater

Fireplace

  • Fireplaces: 1
  • Decorative
  • Gas
  • Gas Log
  • Gas Starter
  • Living Room
  • Stone

Laundry

  • Washer Hookup
  • Dryer Hookup
  • Electric Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Features

  • Lighting
  • Private Yard
  • Rain Gutters

Construction

  • Style: Traditional, Detached
  • Stories: 1
  • Roof: Composition, Shingle
  • Foundation: Slab
  • Materials: Brick, Wood Siding

Parking

  • Garage spaces: 2
  • Concrete
  • Covered
  • Direct Access
  • Door Single
  • Driveway
  • Enclosed
  • Garage Faces Front
  • Garage
  • Garage Door Opener
  • Inside Entrance
  • Kitchen Level
  • Lighted
  • Storage

Pool

  • Community

Lot

  • Interior Lot
  • Landscaped
  • Subdivision
  • Sprinkler System
  • Few Trees

Community

Neighborhood

  • Subdivision: North Creek Estates Ph 6b

HOA

  • North Creek- First Service Res

Schools

  • District: Melissa ISD
  • Elementary: North Creek
  • Middle: Melissa
  • High: Melissa

Financial & listing details

Listing

  • Price per sq ft: $176
  • County: Collin
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$3,764/mo

Principal & interest
$2,788/mo
Property taxes
$730/mo
Homeowners insurance (est.)
$180/mo
HOA dues
$66/mo
Loan amount
$346,500
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Nikki Hill

House Brokerage

817-718-2202

MLS #
21368953

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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