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Financing available

$421,700

2860 Wild Oak Lane, Rockwall, TX 75032

4
beds
2.5
baths
3,455
sqft

Est. with seller financing: $3,842/mo

  • Single-family
  • Built in 2002
  • 9,888 sq ft lot
  • $122/sqft
  • $60/mo HOA
  • Rockwall County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

The exterior of this property is as impressive as the interior, showcasing a beautifully maintained lawn & outdoor living area including fully equipped outdoor living space (16'x35') with massive covered patio featuring stained cedar framing, standing seam metal roof, patterned stained concrete, incredible Summer kitchen including built-in grill & burner, stainless steel drawers, sink, refrigerator, insta-hot bar sink, two TVs, ceiling fans, & seating for eight at the oversized split-level stone bar top. Winter enclosure curtains allow for year-round enjoyment. Additionally, patio has a 7X13 stone extension for smokers, grills, & BBQ pits. Automatic gated rear-entry drive, 8-foot board-on-board stained fence, sprinkler system with weather controls, exterior cleanup sink, & 16x20 enclosed shed with an additional 16x20 adjacent work or storage area are only a few of this home's many amenities. Inside, a thoughtfully designed open-plan layout awaits, seamlessly connecting the living, dining, & kitchen areas. The kitchen is a culinary enthusiast’s dream, featuring ample granite counter space, stainless-steel appliances, pantry & breakfast bar perfect for morning gatherings. The expansive living room, complete with a cozy fireplace, provides a welcoming atmosphere for relaxation & entertainment. Beautifully detailed dining room is perfect for hosting family gatherings. Work from home in this spacious home office. Each of the four bedrooms has been designed with rest & rejuvenation in mind. Primary suite serves as a private sanctuary, featuring an elegant ensuite bathroom complete with dual vanities, soaking tub, & separate shower. The additional three bedrooms are generously sized & accompanied by large closets, ensuring ample storage for everyone. Enormous 2nd living area with refreshment center can double for game room, playroom or 2nd office. Other amenities include heeated & insulated garage, tankless water heater, garage cabinetry, overhead storage & much more.

Facts & features

Interior

Features

  • Built In Features
  • Decorative Designer Lighting Fixtures
  • Double Vanity
  • Eat In Kitchen
  • Granite Counters
  • High Speed Internet
  • In Law Floorplan
  • Kitchen Island
  • Multiple Master Suites
  • Multiple Staircases
  • Open Floorplan
  • Pantry
  • Cable Tv
  • Walk In Closets
  • Wired For Sound

Heating & cooling

  • Heating: Central, Electric, Energy Star Acca Rsi Qualified Installation, Energy Star Qualified Equipment, Fireplaces, Heat Pump, Natural Gas
  • Cooling: Central Air, Ceiling Fans, Electric, Energy Star Qualified Equipment, Gas, Heat Pump, Multi Units, Roof Turbines

Flooring

  • Carpet
  • Ceramic Tile
  • Luxury Vinyl Plank
  • Travertine

Appliances

  • Some Gas Appliances
  • Built In Gas Range
  • Convection Oven
  • Dryer
  • Dishwasher
  • Gas Cooktop
  • Disposal
  • Gas Oven
  • Gas Range
  • Gas Water Heater
  • Microwave
  • Plumbed For Gas
  • Refrigerator
  • Tankless Water Heater
  • Vented Exhaust Fan
  • Warming Drawer
  • Washer

Fireplace

  • Fireplaces: 1
  • Gas Log
  • Gas Starter
  • Living Room
  • Raised Hearth
  • Zero Clearance
  • Insert

Laundry

  • Common Area
  • Washer Hookup
  • Dryer Hookup
  • Electric Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Features

  • Built In Barbecue
  • Barbecue
  • Covered Courtyard
  • Deck
  • Gas Grill
  • Lighting
  • Outdoor Grill
  • Outdoor Kitchen
  • Outdoor Living Area
  • Private Entrance
  • Private Yard
  • Rain Gutters

Construction

  • Style: Traditional, Detached
  • Stories: 2
  • Roof: Composition, Shingle
  • Foundation: Slab
  • Materials: Brick

Parking

  • Garage spaces: 2
  • Alley Access
  • Covered
  • Direct Access
  • Driveway
  • Electric Gate
  • Enclosed
  • Garage
  • Garage Door Opener
  • Heated Garage
  • Inside Entrance
  • Kitchen Level
  • Lighted
  • On Site
  • Outside
  • Paved
  • Private
  • Garage Faces Rear
  • Secured

Pool

  • Community

Lot

  • Back Yard
  • Corner Lot
  • Lawn
  • Landscaped
  • Many Trees
  • Subdivision
  • Sprinkler System

Community

Neighborhood

  • Subdivision: Hickory Ridge Ph One

HOA

  • Rockwal Hickory Ridge Homeowners

Schools

  • District: Rockwall ISD
  • Elementary: Dorris Jones
  • Middle: Cain
  • High: Rockwall-Heath

Financial & listing details

Listing

  • Price per sq ft: $122
  • County: Rockwall
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$3,842/mo

Principal & interest
$3,054/mo
Property taxes
$531/mo
Homeowners insurance (est.)
$197/mo
HOA dues
$60/mo
Loan amount
$379,530
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Dee Evans

Coldwell Banker Apex, REALTORS

972-772-9300

MLS #
21386347

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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