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Financing available

$343,900

3016 Frio Road, Little Elm, TX 75068

3
beds
2
baths
1,705
sqft

Est. with seller financing: $2,714/mo

  • Single-family
  • Built in 2020
  • 5,663 sq ft lot
  • $202/sqft
  • $64/mo HOA
  • Denton County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

ZERO DOWN PAYMENT OPPORTUNITY! This beautiful 3-bedroom, 2-bath home is located in a USDA-approved area, offering qualified buyers the possibility of 100% financing with no down payment! Built in 2020 and exceptionally well maintained, this like-new home is move-in ready and situated in a clean, welcoming neighborhood. Step inside to a bright, well-kept interior featuring recent paint updates, a tankless water heater, and comfortable, functional living spaces. A newer roof installed in 2024 provides added peace of mind. The two-car garage features epoxy flooring, adding a clean, finished touch. One of the standout features is the custom oversized patio, perfect for relaxing, entertaining, or enjoying the outdoors. Situated near the top of the hill, the property offers views toward the lake from the yard. Turn onto Frio Road and you’ll see the lake straight ahead! Even better, lake access is approximately a block away, making it an easy walk to the water. Neighborhood amenities include a community pool and two playgrounds, with convenient access to the polo fields and yacht club. Clean, updated, close to the lake, and potentially ZERO DOWN for qualified USDA buyers—3016 Frio Road is ready for its next owner!

Facts & features

Interior

Features

  • Granite Counters
  • High Speed Internet
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Walk In Closets

Heating & cooling

  • Heating: Central
  • Cooling: Central Air, Ceiling Fans, Electric

Appliances

  • Dishwasher
  • Disposal
  • Gas Range
  • Gas Water Heater
  • Microwave
  • Refrigerator
  • Tankless Water Heater
  • Vented Exhaust Fan

Laundry

  • Laundry In Utility Room

Exterior & lot

Construction

  • Style: Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick

Parking

  • Garage spaces: 2
  • Additional Parking
  • Driveway
  • Epoxy Flooring
  • Garage Faces Front
  • Garage

Community

Neighborhood

  • Subdivision: Shahan Lakeview

HOA

  • Shahan Lakeview HOA/FirstService

Schools

  • District: Little Elm ISD
  • Elementary: Oak Point
  • Middle: Jerry Walker
  • High: Little Elm

Financial & listing details

Listing

  • Price per sq ft: $202
  • County: Denton
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$2,714/mo

Principal & interest
$2,490/mo
Property taxes
Not available
Homeowners insurance (est.)
$160/mo
HOA dues
$64/mo
Loan amount
$309,510
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data (not available for this home) and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Melissa Youmans

Kelly, Realtors

254-741-1500

MLS #
21361614

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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