HFPHome Finance
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Financing available

$315,000

308 S Mill Street, St Jo, TX 76265

3
beds
2.5
baths
1,815
sqft

Est. with seller financing: $2,428/mo

  • Single-family
  • Built in 2026
  • 8,983 sq ft lot
  • $174/sqft
  • Montague County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

UNDER CONSTRUCTION in Saint Jo, Texas: Welcome home! This beautiful two-story plan catches your eye from the start with its stunning exterior and abundant natural light throughout. Enjoy a comfortable open-concept layout where the kitchen, dining, and living areas flow together—perfect for everyday living and entertaining. Step outside to a lovely back patio ideal for relaxing or hosting family and friends. Come fall in love with your new home! Get in early and work with the builder to make selections that reflect your personal style! This is a great opportunity to own a brand-new home close to Saint Jo ISD and customize it just the way your family wants it! 3 bedrooms, 2.5bathrooms, 2 stories, and 1 car garage More details to be added soon!

Facts & features

Interior

Features

  • Built In Features

Heating & cooling

  • Heating: Central
  • Cooling: Central Air

Appliances

  • Dishwasher

Exterior & lot

Construction

  • Style: Contemporary Modern, Detached
  • Stories: 2
  • Foundation: Slab

Parking

  • Garage spaces: 1
  • Driveway
  • Garage
  • On Site

Lot

  • Corner Lot
  • Few Trees

Community

Neighborhood

  • Subdivision: Original Saint Jo

Schools

  • District: Saint Jo ISD
  • Elementary: Saint Jo
  • Middle: Saintjo
  • High: Saint Jo

Financial & listing details

Listing

  • Price per sq ft: $174
  • County: Montague
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$2,428/mo

Principal & interest
$2,281/mo
Property taxes
Not available
Homeowners insurance (est.)
$147/mo
Loan amount
$283,500
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data (not available for this home) and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

See If You Qualify

Listing courtesy of Denise Thurman, The Real Estate Station- Saint Jo · MLS #21254171 ·

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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