1 / 5

Financing available

$449,900

309 Osprey Lane, Celina, TX 75009

3
beds: 2
baths: 1,580
sqft

Est. with seller financing: $3,606/mo

Single-family
Built in 2026
3,920 sq ft lot
$285/sqft
$138/mo HOA
Collin County

Interested in this home?

Seller financing is available to qualified buyers.

Powered byDoorly

About this home

Welcome to the popular single-story Aubrey Plan in The Cottages of Celina. This thoughtfully designed 3-bedroom, 2-bath home features soaring 12-foot ceilings, beautiful energy-efficient windows that fill the home with natural light, and an inviting open-concept layout. The upgraded gourmet kitchen showcases designer finishes and flows seamlessly into the spacious family and dining areas, perfect for entertaining or everyday living. Relax in the private owner’s suite, featuring a luxurious bath and oversized walk-in closet. Enjoy outdoor living on the covered patio, all within a charming community just minutes from Downtown Celina, shopping, dining, and highly acclaimed Celina ISD schools. Also, NO MUD or PID!

Facts & features

Interior

Features

Decorative Designer Lighting Fixtures
High Speed Internet
Cable Tv
Vaulted Ceilings
Air Filtration

Heating & cooling

Heating: Central, Natural Gas
Cooling: Central Air, Ceiling Fans, Electric

Flooring

Carpet
Ceramic Tile

Appliances

Built In Gas Range
Convection Oven
Dishwasher
Gas Cooktop
Disposal
Gas Oven
Microwave
Tankless Water Heater
Vented Exhaust Fan

Fireplace

Fireplaces: 1

Exterior & lot

Features

Rain Gutters

Construction

Style: Traditional, Detached
Stories: 1
Roof: Composition
Foundation: Pillar Post Pier
Materials: Brick

Parking

Garage spaces: 2
Garage Faces Front
Garage
Garage Door Opener

Pool

Community

Lot

Interior Lot
Subdivision
Sprinkler System

Community

Neighborhood

Subdivision: Cottages of Celina

HOA

First Service

Schools

District: Celina ISD
Elementary: Bobby Ray-Afton Martin
Middle: Jerry & Linda Moore
High: Celina

Financial & listing details

Listing

Price per sq ft: $285
County: Collin
Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$3,606/mo

Down payment10% ($44,990)10%20%

See If You Qualify

Principal & interest: $3,258/mo
Property taxes: Not available
Homeowners insurance (est.): $210/mo
HOA dues: $138/mo

Loan amount: $404,910
Seller financing rate (est.): 9.00%
Term: 30-year fixed

Powered byDoorly

This estimate uses our seller financing program's rate. Taxes are from listing data (not available for this home) and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

1
Get qualified
We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.
2
Pick this home
Once you're approved, tell us this is the one. We handle the purchase from the seller.
3
Move in
We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Hunter Dehn

Hunter Dehn Realty

214-500-5222

MLS #: 21366125

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

Want to buy this home with seller financing?
We can help.

Powered byDoorly

Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

See If You Qualify