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Financing available

$160,000

3113 N 27th Street, Waco, TX 76708

2
beds
1
baths
960
sqft

Est. with seller financing: $1,528/mo

  • Single-family
  • Built in 2000
  • 6,665 sq ft lot
  • $167/sqft
  • McLennan County

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Seller financing is available to qualified buyers.

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About this home

A 2-bedroom, 1-bath North Waco home built in 2000 on a .153-acre lotl. At about 960 square feet it's an efficient, easy-to-maintain floor plan with more technology built in than most homes at this price. The owner set it up as a smart home. A professionally installed ADT security and automation system, roughly a $3,000 investment, runs through a control display and a set of speakers, all built out and programmed by the owner. Water quality got the same attention: a reverse-osmosis system plus whole-house filtration, about $4,000 of equipment, treats the water for the entire house, so filtered water runs to every faucet and there's no need for bottled water or pitcher filters. The kitchen has a new dishwasher and a new refrigerator. The home sits in an established North Waco neighborhood where many of the surrounding homes have been renovated in recent years. Lake Shore Drive, Bosque Boulevard, Cameron Park, and Lake Waco are all a short drive away. Schools are Waco ISD, with Cedar Ridge Elementary, G W Carver Middle, and Waco High School. The house is vacant. It needs a good cleaning and some cosmetic touch-up, including drywall repair around the thermostat, and the price reflects that. The furniture shown in the photos conveys with the home, including an Ashley furniture set and a zero-gravity bed, along with a smart washer and dryer. It's a strong fit for a buyer who wants a smart-equipped home at an entry-level price, or for an investor looking for a low-maintenance rental. Market rent estimates for the property run about $1,190 a month, which makes the numbers work for a buy-and-hold at this price. This is one of the more affordable ways into this part of Waco. The expensive upgrades are already done, and a buyer can move in with the furniture already in place.

Facts & features

Interior

Features

  • Walk In Closets

Heating & cooling

  • Heating: Central
  • Cooling: Central Air, Ceiling Fans

Appliances

  • Dryer
  • Dishwasher
  • Disposal
  • Gas Oven
  • Gas Range
  • Microwave
  • Washer

Fireplace

  • Fireplaces: 1
  • Living Room

Exterior & lot

Construction

  • Style: Detached
  • Stories: 1

Parking

  • Driveway

Community

Neighborhood

  • Subdivision: North Side

Schools

  • District: Waco ISD
  • Elementary: Cedar Ridge
  • Middle: GW Carver
  • High: Waco

Financial & listing details

Listing

  • Price per sq ft: $167
  • County: McLennan
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$1,528/mo

Principal & interest
$1,159/mo
Property taxes
$294/mo
Homeowners insurance (est.)
$75/mo
Loan amount
$144,000
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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Listing courtesy of Derek Smith, Deal Smith Realty LLC · MLS #21397068 · 512-784-1945

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

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